USDA Vs. FHA your options comparison in Monaca, Beaver County, PA

In 2025, the USDA loan limit for Monaca, within Beaver county in PA, is $336,500; whereas, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today. It helps determine the income, credit, reserves, and qualifications needed. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to decide which option in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Monaca, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Monaca, PA

The goal of Lendersa® is to connect you with the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points for matching with lenders and discovering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum of 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homebound Loans Incorporated
  • 5027 Empire Way, Irving, TX, 75038
  • HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
  • PHH Mortgage Corporation
  • 1431 Greenway Dr, Irving, TX, 75038
  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
  • Kendall Financial LLC
  • 3204 Long Prairie Road, Suite D, Flower Mound, TX, 75022
  • "Kendall Financial LLC is an independent, full service financial planning & investment advisory firm. Our independence allows us to provide products & services that are best for you, our client. Our mission is to help our clients make smart decisions regarding their money. Areas of Specialty: Investment Advisory Services Retirement Accumulation e
  • Open House Mortgage Corporation
  • 2121 West Airport Freeway, Suite 550, Irving, TX, 75062
  • Open House Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • PETRA MORTGAGE
  • 4425 W Airport Freeway, Suite 236, Irving, TX, 75062
  • At Petra Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Mobiloil Credit Union
  • 3535 Calder Avenue, Beaumont, TX, 77706
  • Mobiloil CU is a not-for-profit financial service cooperative that currently has more than 67, 000 members & assets exceeding $1 Billion. Our purpose is to help members achieve their goals and dreams by providing the financial tools and services to get them there. Mobiloil CU has maintained a competitive position among other financial institutions.
  • Homestead Mortgage
  • 8155 Gladys Ave, Suite 100, Beaumont, TX, 77706
  • Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients