USDA and FHA Pro and Con in Sugarloaf, Luzerne County, PA
In 2025, for Sugarloaf in Luzerne county, PA, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, and identify the necessary income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best suits your financial goals.
Loan Limits and Down Payment Information for 2025 in Sugarloaf, Luzerne, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Sugarloaf, PA
The goal at Lendersa® is to efficiently provide you with the best USDA or FHA loan option without hassle. Select any start point from the three choices that connect you with matched lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and called a USDA rural development loan, is only available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
7168 Graham Road, Suite 175, Indianapolis, IN, 46250
Milestone Mortgage, we strive to "Go the Extra Mile for You!" As a client, you will be treated with respect and you will experience the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing your home , or cashing out some of your home equity.
Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.
Gerber Federal Credit Union was founded here in Michigan, and we’re focused on growing here. Our promise is to provide high quality services to satisfy member financial needs through competitive products and services and friendly, well-trained, caring employees applying the latest technology.
Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
Family Horizons was founded in 1954, when we received a credit union charter allowing us to serve the financial needs of Naval Avionics’ employees and their families. The original “branch” was located within the Naval Avionics facility, about a mile from where the current East 21st Street branch is located
On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.
First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
