USDA Vs. FHA your options comparison in Blakely, Lackawanna County, PA
In the year 2025, the USDA loan limit for Blakely, located in the county of Lackawanna, PA, is set at $336,500. The FHA loan limit, in contrast, is $472,030 for a single-family home.
Employ the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates. Assess the income, credit, reserves, and document requirements necessary to qualify. With our advanced mortgage calculator, you can observe the USDA, FHA, Conforming, and VA options side by side, facilitating your decision on which program in most effectively aligns with your financial requirements.
2025 Loan Ceilings and Downpayment Needs in Blakely, Lackawanna County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Selections in Blakely, PA
At Lendersa®, our mission is to secure the best possible USDA or FHA loan for you, promptly and without hassle. Start with one of three initial directions that connect you with matching lenders and suitable USDA loan programs.
The USDA home loan is a government-secured mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. Available in rural neighborhoods exclusively, unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment, providing a financial advantage for eligible borrowers.
DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic
Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.
Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.
In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.
We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
