USDA Vs. FHA your options comparison in Jessup, Lackawanna County, PA
In the year 2025, the USDA loan limit for Jessup in Lackawanna County, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030. Knowing these limits is helpful for prospective buyers as it impacts their financial planning for home acquisition.
Use the Lendersa® USDA loan calculator to compare top rates for USDA versus FHA loans today and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best option for your financial circumstances in . This tool simplifies the decision-making process by providing comprehensive data.
2025 Loan Limits and Down Payment Requirements in Jessup, Lackawanna County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Jessup, PA
Lendersa® aims to quickly secure the best USDA or FHA loans for you with minimal hassle. Choose from three starting options to connect with lenders and USDA loan programs that match your needs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is solely available for rural areas. Unlike FHA loans that mandate a 3.5% minimum down payment, USDA loans require no down payment. This characteristic makes USDA loans particularly appealing to eligible rural buyers.
We believe if it’s good for you, it’s good for us. This good-business philosophy is lived out in how we treat each other, our Members & the communities we live in. Proud to be Texas-based since 1967, we always honor the credit union credo of “people helping people.” While we deliver a variety of financial services, we are driven by respect & fairne
City Credit Union formerly the City Employees Credit Union - was issued a State of Texas charter in 1942. While our beginnings were serving only City of Dallas employees, today we serve the Dallas-Fort Worth-Arlington Metropolitan Statistical Area: anyone who lives, works, worships or attends school in Dallas.
EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.
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We’ve over 150 lenders in our p
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Prestige is a member owned, non-profit community based financial co-operative. Our sole purpose is to provide our members with safe, low-cost financial solutions such as loans, savings and checking & also For over 80 years Prestige Community Credit Union has been dedicated to offering our members some of the best savings, checking and loan programs
T Bank, National Association We believe in what you do, and we are committed to helping you grow your small business into a lasting establishment. Our seasoned bankers have decades of experience in small business lending and will effectively communicate and guide you to reach your short and long-term goals.
16950 Dallas Parkway, Suite 105, Dallas, TX, 75248
Reliant Mortgage LTD, where we specialize in residential mortgages. At Reliant Mortgage LTD, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We are a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets.Our complementary businesses include a title company and real estate law practice operating out of our corporate office.Longhorn Investments was formed in 2008.
