USDA Vs. FHA Pro and Con comparison in Dickson-City, Lackawanna County, PA

For 2025, the USDA loan limit in Dickson-City, county of Lackawanna, PA, is set at $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, identifying the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best fit for your financial situation in .

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2025 Loan Limits & Down Payment Requirements in Dickson-City, Lackawanna, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Paths in Dickson-City, PA

At Lendersa®, we aim to secure the best USDA or FHA loans quickly. Choose one of three starting points that connect you to matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is specific to rural areas. Unlike FHA loans requiring at least 3.5% down, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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