For the year 2026, the USDA loan limit within Olyphant in Lackawanna county, PA, is set at $336,500. Conversely, the FHA limit for a single-family home stands at $472,030.
The Lendersa® USDA loan calculator is your tool to compare today's leading USDA versus FHA rates. It aids you in determining the necessary income, credit score, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans together, assisting you in choosing the best loan program in for your specific financial scenario.
2026 Loan Limits and Downpayment Requirements in Olyphant, County of Lackawanna, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Olyphant, PA
Lendersa® seeks to provide you with the most advantageous USDA or FHA loan quickly and efficiently. Choose from one of three starting paths to connect with matching lenders for USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is designated for use in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, a USDA home loan requires no down payment, making it particularly appealing for eligible borrowers residing in rural areas.
FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984).
On October 27, 1987, upon approval at a special shareholder's meeting
Fidelity Bank has over 118 year history of exceeding its clients' expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients
My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.
203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
Lends in Pennsylvania
Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for y
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Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
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NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.