USDA and FHA Pro and Con in Olyphant, Lackawanna County, PA

For the year 2025, the USDA loan limit within Olyphant in Lackawanna county, PA, is set at $336,500. Conversely, the FHA limit for a single-family home stands at $472,030.

The Lendersa® USDA loan calculator is your tool to compare today's leading USDA versus FHA rates. It aids you in determining the necessary income, credit score, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans together, assisting you in choosing the best loan program in for your specific financial scenario.

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2025 Loan Limits and Downpayment Requirements in Olyphant, County of Lackawanna, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Olyphant, PA

Lendersa® seeks to provide you with the most advantageous USDA or FHA loan quickly and efficiently. Choose from one of three starting paths to connect with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in PA?

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is designated for use in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, a USDA home loan requires no down payment, making it particularly appealing for eligible borrowers residing in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At Elite Mortgage Lender, Mortgage Specialist in Ashland & Medford, OR, & Denver CO. There seemed to be a real need in the mortgage industry for brokers who genuinely wanted to help people. The mortgage process can be intimidating and even overwhelming for many. The language can seem foreign. I could see a real need for someone
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  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members
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