In 2025, the USDA loan limit for Spring-House in Montgomery county, PA, is $345,000. Meanwhile, the FHA limit for a single-family home is $431,250.
Use the Lendersa® USDA loan calculator to evaluate and contrast today's USDA vs. FHA rates, including the income, credit, reserves, and documentation required for qualification. The advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your financial situation in
Examine loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to finding the best USDA or FHA loan quickly and without hassle. Choose one of the three starting options below to connect with matching lenders and explore USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas and requires no down payment, differing from FHA loans, which require at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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