USDA and FHA Pro and Con in Mount-Holly-Springs, Cumberland County, PA
In 2025, the USDA loan limit for borrowers in Mount-Holly-Springs, within Cumberland County, PA, is defined as $285,000, while the FHA loan limit for a single-family home is set at $356,362. Knowing these loan limits is crucial for potential homeowners focusing on budgeting and planning effectively.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA against FHA rates available today. This tool helps you determine the necessary qualifications regarding income, credit requirements, reserves, and essential documentation. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, providing clarity on which option in best matches your financial needs. Such comprehensive evaluation assists in making well-informed financial and investment decisions.
2025 Loan Limits and Down Payment Requirements in Mount-Holly-Springs, County of Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA Loan Options in Mount-Holly-Springs, PA
Lendersa® aims to provide you with the most advantageous USDA or FHA loan options speedily and without hassle. Select from three strategic starting points geared towards connecting you with matching lenders and USDA loan programs tailored to your needs. This flexibility ensures access to the most suitable funding solutions available.
USDA home loans, supported by the U.S. Department of Agriculture and termed as USDA rural development loans or simply USDA mortgages, are specifically available for properties in rural areas. Notably, unlike FHA loans which require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment, making them an attractive option for eligible homebuyers looking for zero-down payment solutions in rural settings.
"GO Mortgage, we personalize each customer relationship to ensure we can deliver on their unique needs. As a company with a diverse access to the best products in the industry, our reach will get you the best outcome as possible.We also offer competitive rates along with an added expertise in the following:
Conventional mortgage
FHA home loan"
670 Sugar Grove Parkway (Route 47), Sugar Grove, IL, 60554
At First Secure Community Bank, you can trust us to keep your money safe for you in our locally-owned financial institution. Since we're owned by local people like you, we know your concerns and the issues that affect you. This allows us to build a bank that responds to the concerns of locals and local economic factors.
Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.
United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
Memorial Health Credit Union is a 48 year-old not-for-profit financial cooperative established in 1972. Our team works hard for each & every member by answering interest rates questions, qualifying new members, assembling due diligence on loans, setting up customized savings accounts, establishing direct deposits and helping with new credit cards.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.
At Kohler Credit Union we are dedicated to our member's financial well-being.
Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative
First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.
