USDA Vs. FHA your options comparison in Mount-Holly-Springs, Cumberland County, PA
In 2025, the USDA loan limit for borrowers in Mount-Holly-Springs, within Cumberland County, PA, is defined as $285,000, while the FHA loan limit for a single-family home is set at $356,362. Knowing these loan limits is crucial for potential homeowners focusing on budgeting and planning effectively.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA against FHA rates available today. This tool helps you determine the necessary qualifications regarding income, credit requirements, reserves, and essential documentation. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, providing clarity on which option in best matches your financial needs. Such comprehensive evaluation assists in making well-informed financial and investment decisions.
2025 Loan Limits and Down Payment Requirements in Mount-Holly-Springs, County of Cumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA Loan Options in Mount-Holly-Springs, PA
Lendersa® aims to provide you with the most advantageous USDA or FHA loan options speedily and without hassle. Select from three strategic starting points geared towards connecting you with matching lenders and USDA loan programs tailored to your needs. This flexibility ensures access to the most suitable funding solutions available.
USDA home loans, supported by the U.S. Department of Agriculture and termed as USDA rural development loans or simply USDA mortgages, are specifically available for properties in rural areas. Notably, unlike FHA loans which require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment, making them an attractive option for eligible homebuyers looking for zero-down payment solutions in rural settings.
Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
Georgetown Kraft Credit Union $143 million financial cooperative serving members with affordable financial products for everyday needs. Community-Chartered with membership open to anyone who lives, works or attends school in Georgetown & Williamsburg Counties. Branches in Georgetown.
Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown.
The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.
2855 Charlestown Road, Suite 300, New Albany, IN, 47150
At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150
We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.
At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.
Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union.
With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.
