USDA VS FHA in Lawrence, Clearfield County, PA

In 2026, the USDA loan limit in Lawrence, in the county of Clearfield, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision in choosing the best program in for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Lawrence, County of Clearfield, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lawrence, PA

The aim of Lendersa® is to connect you swiftly with the best USDA or FHA loans with no hassle. Choose one of three starting options that help match you with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also known as the USDA rural development loan, is a government-backed mortgage offered by the Department of Agriculture, available solely in rural areas. Unlike FHA loans needing a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.

  • Rock Hill Financial LLC
  • 822 Montgomery Avenue, Suite 312, Narberth, PA, 19072
  • In our experience, the funding of a loan does not end the interaction we have with, you, our customer. Our intent is to build an ongoing relationship with our clients. We want to make sure that we meet your current financial requirements as well as planning for future hopes and dreams.

  • Community Savings
  • 425 Main Street, Caldwell, OH, 43724
  • Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.

  • The Farmers and Merchants Bank
  • 430 North Street, Caldwell, OH, 43724
  • For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs

  • Sidney Federal Credit Union
  • 42 Union Street, Sidney, NY, 13838
  • Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.

  • Loans For Flips LLC
  • 3317 Plaza Way, Waldorf, MD, 20603
  • We find the best solution for your real estate investment deal whether it's a fix & flip, rehab/rental, ground up construction or a commercial deal, we've gotyou covered. We do the ground work to save you time so you can focus on your deal and making money! "We Listen. We Fund. You Win."

  • The Pennsville National Bank
  • 170 South Broadway, Pennsville, NJ, 08070
  • We grew from a trailer in 1969 to five offices today. We are a community bank based in Salem County, NJ. We have five office locations serving Pennsville, Elmer, Woodstown, Carneys Point, and Pedricktown. We strive to offer products and services to small businesses, families, and individuals.

  • Upper Darby Belltelco Federal Credit Union
  • 1410 Bywood Avenue, Upper Darby, PA, 19082
  • The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.