USDA Vs. FHA your options comparison in Lawrence, Clearfield County, PA
In 2025, the USDA loan limit in Lawrence, in the county of Clearfield, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding your decision in choosing the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Lawrence, County of Clearfield, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lawrence, PA
The aim of Lendersa® is to connect you swiftly with the best USDA or FHA loans with no hassle. Choose one of three starting options that help match you with lenders and access USDA loan programs.
The USDA home loan, also known as the USDA rural development loan, is a government-backed mortgage offered by the Department of Agriculture, available solely in rural areas. Unlike FHA loans needing a 3.5% minimum down payment, USDA loans require none.
Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers.
To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
We were established in 1966 by a few state employees to serve state employees. Our mission statement is that "We provide quality services and help members attain financial success". Our membership consists of City, State, Federal employees who are employed or funded by a governmental entity, their immediate families.
The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.
Priority Federal Credit Union was originally founded on September 28, 1967 as Pope County Educators Federal Credit Union with the idea of serving Pope County Schools and Arkansas Tech University.
Through constant growth, we have added participating groups throughout the region
Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.
In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.
