USDA Vs. FHA Pro and Con comparison in Woodward, Clearfield County, PA

In 2025, the USDA loan limit in Woodward, found in Clearfield, PA, is $336,500. Meanwhile, the FHA limit for a single-family home sits at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates and uncover the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in the decision on the best program for your financial needs in .

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Loan Limits and Downpayment Requirements for 2025 in Woodward, Clearfield County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Woodward, PA

The mission of Lendersa® is to efficiently secure the best USDA or FHA loans without hassle. Start with any of the three methods below to connect with matching lenders and USDA loan programs.

Visualization of Lendersa USDA loan request and matching results

Defining USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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