USDA Vs. FHA your options comparison in Houtzdale, Clearfield County, PA
In 2025, the USDA loan limit for Houtzdale, located in Clearfield county, PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Lendersa®'s USDA loan calculator enables you to compare today's USDA versus FHA optimal rates and assess the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to choose the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Houtzdale, Clearfield, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Houtzdale, PA
Lendersa® is committed to securing the best possible USDA or FHA loan for you quickly and without hassle. Choose one of the three starting methods to connect with lenders and appropriate USDA loan programs.
A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan, and is intended for rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
We commit to treat each customer exactly as we want to be treated. We choose to preserve our history of perseverance, determination, hard work. We choose to respect our heritage of commerce and transport, of culture and gracious living, of fields of industry. We choose to build on that foundation with professionalism, technology.
We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.
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Since we opened our doors on Elm Street in Shelbyville, Tennessee in 1988, we have built our reputation on quality customer service. From that time, we have grown from 10 to 68 employees, and opened three additional branches. In 2002, we purchased a mortgage business, which is now known as First Community Mortgage and employs more than 200 people.
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