USDA Vs. FHA Pro and Con comparison in Houtzdale, Clearfield County, PA
In 2025, the USDA loan limit for Houtzdale, located in Clearfield county, PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Lendersa®'s USDA loan calculator enables you to compare today's USDA versus FHA optimal rates and assess the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you to choose the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Houtzdale, Clearfield, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Houtzdale, PA
Lendersa® is committed to securing the best possible USDA or FHA loan for you quickly and without hassle. Choose one of the three starting methods to connect with lenders and appropriate USDA loan programs.
A USDA home loan is insured by the Department of Agriculture, also known as a USDA rural development loan, and is intended for rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
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1310 Saddle Rack Street, Suite 452, San Jose, CA, 95126
"Whether you’re buying or selling a home (or both), your success hinges upon the expert advice and services provided by your real estate agent.
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American Dream Financial was founded in 2002, with our office in Campbell, California. Offering our clients an array of loan programs to serve their home financing needs. Our experienced Mortgage brokers span over 15 years in the Mortgage Business. Providing service with experience you can trust.
29400 Kohoutek Way, Suite 140, Union City, CA, 94587
We have a common goal: Making you a homeowner. Let's make it happen. Ensuring you exceptional service at every step of your home buying process. Search listings from the convenience of your home.Be the 1st to get new listings that match your criteria. Luz Delgado have been helping families in Northern California buy & sell homes for over 20 years.
29300 Kohoutek Way, Suite 110, Union City, CA, 94587
We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.
Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.
3982 Horner Street, Suite C, Union City, CA, 94587
MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
17 years of Real Estate experience, second generation - Residential & Commercial
My goal is to provide clarity, professionalism and success to my clients during the most important financial transactions of their life. I provide the financing to suit the current need and the ability to see the big picture
Del Sur Mortgage is committed to providing our clients with the highest quality home loans in California. Whether you are a first time home buyer, purchasing your dream home or refinancing an outstanding loan, our highly experienced team of mortgage lenders can help make your dreams come true.
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