In 2025, the USDA loan limit for Clearfield, in the county of Clearfield, PA, is $336,500, while the FHA limit for a single-family home is set at $472,030.
The Lendersa® USDA loan calculator can help you compare today's top USDA versus FHA rates and determine the required income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side to determine which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Clearfield, County of Clearfield, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Clearfield, PA
The objective of Lendersa® is to swiftly secure the best possible USDA or FHA loan without unnecessary hassle. Choose one of three starting points to align with lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is strictly available in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
ACMG Federal Credit Union exists solely to serve the needs of our members by providing them the tools they need to manage their everyday finances and assist them in reaching their financial goals. Think of us as a resource that provides both a safe place to save your money, and a honest place to borrow money.
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14 South Jackson Street, Suite 102, Media, PA, 19063
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