USDA Vs. FHA Pro and Con comparison in Clearfield, Clearfield County, PA

In 2025, USDA loan limit in Clearfield, county of Clearfield, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Clearfield, county of Clearfield, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Clearfield, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CITY TRUST FEDERAL CREDIT UNION
  • 1020 West State Boulevard, Fort Wayne, IN, 46808
  • Our mission is to be committed to providing the widest range of financial services to our membership in an economical, personal and professional environment. and 1953 the City Trust Federal Credit Union has been serving its members in the FORT WAYNE, Indiana area with exceptional financial products. You can find their current interest rates.
  • Partners 1st Credit Union
  • 1330 Directors Row, Fort Wayne, IN, 46808
  • Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
  • Fort Financial Mortgage
  • 3102 Spring St, Fort Wayne, IN, 46808
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Fort Financial Credit Union
  • 3102 Spring St., Fort Wayne, IN, 46808
  • Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.
  • Citizens Federal Savings and Loan Association of Covington
  • 433 Madison Avenue, Covington, KY, 41011
  • Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky. As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
  • Kentucky Federal
  • 1050 Scott St, Covington, KY, 41011
  • "Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
  • Team Hunton
  • 50 Elm Street, Suite 8, Worcester, MA, 01609
  • We are a full-service mortgage brokerage with access to over 50 different lending options to help find you the best rate and best structure for your mortgage to suit your short and long term financial needs We can offer access to a myriad of mortgage types from no down payments & first time home buyer programs to investor loans
  • AllCom Credit Union
  • 36 Park Avenue, Worcester, MA, 01609
  • "AllCom Credit Union is a full-service, not-for-profit, community-chartered financial services organization. Founded in 1922, we celebrated 90 years in business in 2012. AllCom was originally chartered to provide financial services exclusively to employees of the Telephone Company."
  • Home Savings Bank, FSB
  • 202 Elm Street, Ludlow, KY, 41016
  • Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.