USDA VS FHA in Clearfield, Clearfield County, PA

In 2026, the USDA loan limit for Clearfield, in the county of Clearfield, PA, is $336,500, while the FHA limit for a single-family home is set at $472,030.

The Lendersa® USDA loan calculator can help you compare today's top USDA versus FHA rates and determine the required income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side to determine which program in best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Clearfield, County of Clearfield, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Clearfield, PA

The objective of Lendersa® is to swiftly secure the best possible USDA or FHA loan without unnecessary hassle. Choose one of three starting points to align with lenders and explore USDA loan programs.

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Defining the USDA Loan in PA

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is strictly available in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 6050 Library Road, Bethel Park, PA, 15102
  • At Pennsylvania-American Water Federal Credit Union. We offer numerous services for all your financial needs. A warm welcome is extended to all our prospective new members. Hopefully we can provide a pleasant & profitable place for you & your family to save & borrow money. We are a Federally insured credit union originally chartered in 1974.

  • Solar Financial Group LLC
  • 704 Arkwood Drive, Bethel Park, PA, 15102
  • We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day.

    Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer

  • RED TREE MORTGAGE LLC
  • 4 Penn Center West, Pittsburgh, PA, 15276
  • Red Tree Mortgage is rooted upon the principles of expertise, faith, family and strong values. We strive for excellence and believe that every customer should be treated with superior service and respect to ensure that they have the best experience in the industry. A wonderful night at Topgolf with our Red Tree Mortgage family.

  • Local 520 U.A. Federal Credit Union
  • 7193 Jonestown Road, Harrisburg, PA, 17112
  • Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.

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  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.

  • Tara Mortgage Services LLC
  • 554 Washington Avenue, Carnegie, PA, 15106
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  • SouthWest Communities Federal Credit Union
  • 213 Pine St, Carnegie, PA, 15106
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  • Princeton Financial, LLC
  • 243 E Main St, Suite 201,, Carnegie, PA, 15106
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    We’re a full service mortgage lender"

  • Valley 1st Community Federal Credit Union
  • 815 Schoonmaker Avenue, Monessen, PA, 15062
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  • Allegheny Central Employees Federal Credit Union
  • 1253 University Drive, Suite 100, Dunbar, PA, 15431
  • Allegheny Central Employees Federal Credit Union As a full-service operation, we continue to grow and prosper in our office in Dunbar. Led by a competent seven-member Board and three experienced staff members, we are poised and anxious for the bright future that lies ahead.We invite anyone who has any interest in our operation to stop by and meet o