USDA and FHA Pro and Con in Clearfield, Clearfield County, PA
In 2026, the USDA loan limit for Clearfield, in the county of Clearfield, PA, is $336,500, while the FHA limit for a single-family home is set at $472,030.
The Lendersa® USDA loan calculator can help you compare today's top USDA versus FHA rates and determine the required income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side to determine which program in best fits your financial needs.
2026 Loan Limits and Down Payment Requirements in Clearfield, County of Clearfield, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Clearfield, PA
The objective of Lendersa® is to swiftly secure the best possible USDA or FHA loan without unnecessary hassle. Choose one of three starting points to align with lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is strictly available in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Priority First Federal Credit Union has its roots in the Brockway community, where it originated in 1969 as the Credit Union for employees of Brockway Glass, later known as Owens-Illinois. Throughout the years, Priority First was granted community charters in both Jefferson and Clearfield County, opening membership eligibility to all who live
Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!
S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York.
Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.
Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
409 Center Street, Suite C, Johnsonburg, PA, 15845
Lends in Pennsylvania
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
270 Walker Drive, Suite 110E, State College, PA, 16801
Lends in Pennsylvania
HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
