In 2025, the USDA loan cap for Bridgeport, within the county of Montgomery, PA, is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.
Leverage the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to connect you with the best USDA or FHA loans promptly and without hassle. Start with one of three strategies to find matched lenders and USDA loan programs that suit your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment, making them a compelling option for qualified borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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