USDA Vs. FHA Pro and Con comparison in California, Washington County, PA
For the year 2025, the USDA loan limit in California, within the county of Washington, PA, is $336,500. In contrast, the FHA loan limit for a single-family home sits at $472,030.
To compare the optimal current rates for USDA versus FHA loans, use the Lendersa® USDA loan calculator, which helps you determine necessary qualifications in terms of income, credit score, reserves, and documents. Our state-of-the-art mortgage calculator allows for a simultaneous comparison of USDA, FHA, Conforming, and VA programs, aiding in selecting the best option for your unique financial situation within the region of .
Explore 2025 Loan Limits and Down Payment Requirements in California, county of Washington, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Choices in California, PA
Lendersa® aims to efficiently connect you with the most favorable USDA or FHA loan, ensuring a swift and uncomplicated experience. Begin by selecting one of three options that will help match you with the right lenders and USDA loan programs available to you.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, the USDA mortgage doesn't require any down payment. This makes the USDA loan an attractive option for eligible individuals desiring homeownership in rural settings.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
ZZ Lending is an internet mortgage brokerage that provides discounted loans without sacrificing the service, knowledge or expertise. We are a full service mortgage brokerage firm with an experienced staff offering service in mortgage lending for resale and new home purchases and refinance.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
Southwestern Mortgage Company is a discount residential mortgage broker. We have helped over 4, 000 clients obtain home loans over the past 25 years. We are committed to provide our clients the best possible mortgage options for their specific situation and Provide our clients the best possible loan program and rate.
12636 High Bluff Drive, Suite 400, San Diego, CA, 92130
In 2018, Saxton Mortgage, LLC was founded by Trent J. Ford, in San Diego, CA. Saxton Mortgage is a full-service mortgage lender specializing in providing exceptional customer service to satisfy all your mortgage financing needs. Our Team is committed to delivering the highest level of customer service to our clients to find the best option
11622 El Camino Real, Suite 100, San Diego, CA, 92130
"We pride ourselves in creating CLIENTS FOR LIFE and we're ALWAYS here for you!
We are a full service, local mortgage firm. It's our mission to provide our customers with the most efficient and professional service in our area. We also take pride in providing support for all of your needs throughout your time as our client."
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
At Statewide Home Loan Corporation we strive to make you a Client for life. We want to be your first choice each and every time you need a real estate financing. We always try to go above and beyond for you so that you will always feel confident referring your family, friends, and associates to us for their mortgage financing needs.
11622 El Camino Real, Suite 100, San Diego, CA, 92130
Integras Home Loans is part of the BR Financial Solutions, INC family of companies established in 2003 with the mission of creating extraordinary mortgage solutions for property owners of California. That mission continues to be a driving force through today. We have always sought out the nation's most creative and responsible lenders.
12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
KAM is a licensed mortgage brokerage in California. KAM is approved with several wholesale lenders that do conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. KAM also provides its loan officers with access to credit reports, loan origination software, DU, LP, processing
"RWM Home Loans is a local community mortgage banking corporation that was founded in 1994, by experienced professionals who had been in the California real estate market and mortgage industry for over a two decades. Their mission statement hits a core:
Our goal is to provide borrowers the highest level of customer service,"
