USDA and FHA Pro and Con in California, Washington County, PA
For the year 2026, the USDA loan limit in California, within the county of Washington, PA, is $336,500. In contrast, the FHA loan limit for a single-family home sits at $472,030.
To compare the optimal current rates for USDA versus FHA loans, use the Lendersa® USDA loan calculator, which helps you determine necessary qualifications in terms of income, credit score, reserves, and documents. Our state-of-the-art mortgage calculator allows for a simultaneous comparison of USDA, FHA, Conforming, and VA programs, aiding in selecting the best option for your unique financial situation within the region of .
Explore 2026 Loan Limits and Down Payment Requirements in California, county of Washington, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Choices in California, PA
Lendersa® aims to efficiently connect you with the most favorable USDA or FHA loan, ensuring a swift and uncomplicated experience. Begin by selecting one of three options that will help match you with the right lenders and USDA loan programs available to you.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, the USDA mortgage doesn't require any down payment. This makes the USDA loan an attractive option for eligible individuals desiring homeownership in rural settings.
Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.
BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise
Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
Frick Financial Federal Credit Union (formerly known as Frick Tri-County Federal Credit Union) has been open since 1962. The credit union has assets totaling $117.08 Million and provides banking services to more than 9, 000 members as of March 2022. The credit union is a community-based financial institution.
