USDA Vs. FHA Pro and Con comparison in California, Washington County, PA
For the year 2025, the USDA loan limit in California, within the county of Washington, PA, is $336,500. In contrast, the FHA loan limit for a single-family home sits at $472,030.
To compare the optimal current rates for USDA versus FHA loans, use the Lendersa® USDA loan calculator, which helps you determine necessary qualifications in terms of income, credit score, reserves, and documents. Our state-of-the-art mortgage calculator allows for a simultaneous comparison of USDA, FHA, Conforming, and VA programs, aiding in selecting the best option for your unique financial situation within the region of .
Explore 2025 Loan Limits and Down Payment Requirements in California, county of Washington, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Choices in California, PA
Lendersa® aims to efficiently connect you with the most favorable USDA or FHA loan, ensuring a swift and uncomplicated experience. Begin by selecting one of three options that will help match you with the right lenders and USDA loan programs available to you.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that necessitate a down payment of at least 3.5%, the USDA mortgage doesn't require any down payment. This makes the USDA loan an attractive option for eligible individuals desiring homeownership in rural settings.
Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations
BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor. We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Realize the dream of homeownership.
3906 Southwest San Clemente Court, Palm City, FL, 34990
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Westland Funding Group is located in Palm City, Florida, and was founded in 2006. Westland Funding Group is located in Palm City, Florida and also we offers a Conventional, FHA, VA, USDA, and Jumbo loans ben is the founder of Business Westland Funding Group Inc is committed to helping you find the right mortgage product for your needs.
3228 SW Martin Downs Blvd. Suite 1, Palm City, FL, 34990
"East Coast Mortgage Lenders, Inc. is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Established in 2005.
Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation
At Crews Bank & Trust, we strive to be a one-stop-shop for all our customers’ personal and business banking needs. We offer checking and savings accounts with the convenience of Online and Mobile Banking, along with competitive loans. business banking needs. We offer checking and savings accounts.
Premier Nationwide Lending, it’s not just our experience that differentiates us from other mortgage companies – it’s our commitment to a quality customer relationship. Our borrowers are the reason we exist, and we are committed to providing a superior lending experience one loan at a time.