In 2026, the USDA loan limit in Centerville, located in Washington county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to help determine which program in Alabama suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loan quickly and hassle-free. Select one of three entry points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, often referred to as a USDA rural development loan. These loans are only available in rural areas, and unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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