USDA and FHA Pro and Con in Centerville, Washington County, PA

In 2025, the USDA loan limit in Centerville, located in Washington county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and identify the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to help determine which program in Alabama suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Centerville, Washington County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Choices in Centerville, PA

Lendersa® aims to connect you with the best USDA or FHA loan quickly and hassle-free. Select one of three entry points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is backed by the government through the Department of Agriculture, often referred to as a USDA rural development loan. These loans are only available in rural areas, and unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • America Choice Mortgage, Inc
  • 11828 Rancho Bernardo Road, Suite 201, San Diego, CA, 92128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Source Capital Funding, Inc.
  • 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128
  • Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios.
  • Source Capital Funding
  • 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128
  • Founded in 2007 and headquartered in San Diego, California, Source Capital Funding, a hard money lender that specializes in the underwriting and funding of commercial and residential hard money real estate loans in California, Arizona Oregon, and Minnesota.Source Capital has a diverse background in real estate, sales and corporate finance.
  • Employees Choice Federal Credit Union
  • 266 S Magnolia Ave, El Cajon, CA, 92020
  • On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.
  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r
  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
  • First Finance Lending
  • 846 E. Washington Ave, El Cajon, CA, 92020
  • First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,
  • Team Zara Home Loans
  • 250 E Chase Ave, Suite 106, El Cajon, CA, 92020
  • Team Zara, a part of World Wide Credit Corporation, has over 12 years of experience and extensive knowledge in mortgage lending. With our in house lender we can offer speedy and exceptional services to you as a borrower. Our mission is to provide you with a fast, hassle-free loan that will minimize your stress as a borrower.
  • Jodi Connor - Realtor® & Mortgage Loan Consultant
  • 565 North Magnolia Avenue, El Cajon, CA, 92020
  • New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.
  • IQ Realty & Lending Inc.
  • 360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
  • IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
  • Veteran Mortgage
  • 2160 Fletcher Pkwy B, El Cajon, CA, 92020
  • The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers