USDA Vs. FHA Pro and Con comparison in Canton, Washington County, PA

In 2025, the USDA loan limit for Canton in the county of Washington, PA, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.

To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps determine the required income, credit score, reserves, and documents to qualify. Our comprehensive mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you decide which is most suitable for your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Canton, County of Washington, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Canton, PA

Lendersa® aims to connect you with optimal USDA or FHA loans quickly and without hassle. Pick one of three starting strategies that help match you with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, a mortgage guaranteed by the Department of Agriculture, is often referred to as the USDA rural development loan. It is available only for properties in rural areas. Unlike FHA loans, that require at least a 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PETRA CEPHAS INC
  • 27 Clyde Road, Suite 201, Somerset, NJ, 08873
  • Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.
  • Consumer Credit Union
  • 3634 E Andrew Johnson Highway, Greeneville, TN, 37745
  • Founded in 1953, Consumer Credit Union is a state charted, member owned financial institution with assets of $475 million. We are dedicated to providing our members with exceptional service. At Consumer Credit Union your savings are federally insured up to at least $250, 000 and backed by the full faith and credit of the United States.
  • Southern Finance Co
  • 1200 Snapps Ferry Road, Greeneville, TN, 37745
  • Southern Finance has been providing financial services to consumers in East Tennessee and Southwest Virginia since 1955. Southern Finance is a consumer finance company with four convenient locations to serve you. We've added technology that makes loan approvals faster and easier. We've opened new locations to make it easier for you to do business.
  • Wake Forest Federal
  • 302 South Brooks Street, Wake Forest, NC, 27587
  • Wake Forest Federal we strive to provide our customers with an atmosphere that is warm and welcoming – a “hometown feel.” We believe in truly knowing our customers and calling them by name. And our customers who are also our neighbors feel comfortable knowing we have their needs first and foremost.
  • Ace Mortgage Group LLC
  • 1780 Heritage Center Drive, Suite 103, Wake Forest, NC, 27587
  • At Ace Mortgage Group LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family from the many mortgage options.
  • Prestige Lending, Inc.
  • 123 Capcom Avenue, Suite 101, Wake Forest, NC, 27587
  • Prestige Lending can offer different programs for the self employed entrepreneurs as well as those that may want to build their own home. We offer product for clients with good credit (Traditional A Paper) as well as products for clients that due to challenges in their lives may not have the best credit.
  • Lake City Bank
  • 202 East Center Street, Warsaw, IN, 46581
  • Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
  • Bright Star Mortgage
  • 11043 Palatka Court, Indianapolis, IN, 46236
  • Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • BD Capital LLC
  • 67 Mountain Blvd, Suite 201, Warren, NJ, 07059
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  • Villa Nova Financing Group LLC
  • 30 Technology Drive, Suite 2C, Warren, NJ, 07059
  • Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
  • BANKNET MORTGAGE SERVICES
  • 172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
  • Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
  • Classic Carolina Realty
  • 5842 Fayetteville Road, Suite 113, Durham, NC, 27713
  • Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.