USDA Vs. FHA Pro and Con comparison in Canton, Washington County, PA

In 2026, the USDA loan limit for Canton in the county of Washington, PA, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.

To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps determine the required income, credit score, reserves, and documents to qualify. Our comprehensive mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you decide which is most suitable for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Canton, County of Washington, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Canton, PA

Lendersa® aims to connect you with optimal USDA or FHA loans quickly and without hassle. Pick one of three starting strategies that help match you with the right lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, a mortgage guaranteed by the Department of Agriculture, is often referred to as the USDA rural development loan. It is available only for properties in rural areas. Unlike FHA loans, that require at least a 3.5% down payment, USDA loans don't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Canton Lenders

  • Community Bank
  • 2111 North Franklin Dr, Suite 200, Washington, PA, 15301
  • Lends in Pennsylvania
  • For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,

  • Washington Area FCU
  • 75 Landings Drive, Washington, PA, 15301
  • Lends in Pennsylvania
  • In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.

  • Wabellco Federal Credit Union
  • 1277 Park Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.

  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • Lends in Pennsylvania
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.

  • Equity Edge Funding Corporation
  • 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation

  • MJ Mortgage & Tax Services, Inc.
  • 321 Winners Circle, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.

  • THREE RIVERS LENDING
  • 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317
  • Lends in Pennsylvania
  • Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you

  • KEYSTONE HOME FINANCE LLC
  • 222 Fox Run Drive, Venetia, PA, 15367
  • Lends in Pennsylvania
  • Keystone home finance company Headquartered in the Pittsburgh area with a reach that spreads across all of Pennsylvania, Keystone Home Finance has been consistently recognized as a leading source for low cost mortgages. The founder and owner, Keith Landis is a well known author within the mortgage community and has been sharing his expertise

  • Visionary Federal Credit Union
  • 201 Beram Avenue, Bridgeville, PA, 15017
  • Lends in Pennsylvania
  • "Visionary FCU was founded in November 1960 as Universal-Cyclops Bridgeville Federal Credit Union. We changed our name to Visionary FCU in 1997, and now serve members that live, work, go to school, or worship in Allegheny County, PA.

    We are also a member of the Credit Union Shared Branch Network.