USDA Vs. FHA Pro and Con comparison in Canton, Washington County, PA

In 2025, USDA loan limit in Canton, county of Washington, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Canton, county of Washington, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Canton, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Leominster Credit Union
  • 20 Adams Street, Leominster, MA, 01453
  • Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
  • Leominster Employees Federal Credit Union
  • 24 Church Street, Leominster, MA, 01453
  • Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995
  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.
  • First Choice Mortgage, Inc.
  • 217 Davis Rd,, Augusta, GA, 30907
  • First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.
  • AUGUSTA MORTGAGE CO.
  • 243 Davis Road, Augusta, GA, 30907
  • Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender
  • Peoples Home Loans, Inc.
  • 247 Main Street, East Greenwich, RI, 02818
  • Peoples Home Loans, prides itself on it's outstanding mortgage origination service serving the needs of Real Estate Professionals, Real Estate Investors, Individual Home Buyers, Homeowners, CPAs and Financial Planners. With a full gamut of mortgage programs and products, we are dedicated to offering the best-fit mortgage to our perspective clients.
  • Joint Venture Capital, LLC
  • 5775 Post Road #132, East Greenwich, RI, 02818
  • JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate. Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History! No one offers a more diverse array of finance options or works harder than JVC
  • Greater RI Properties
  • 629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
  • A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
  • Full Service Mortgage Group LLC
  • 903 Murfreesboro Road, Franklin, TN, 37064
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Mission Mortgage LLC
  • 427 Wild Elm St, Franklin, TN, 37064
  • New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Southeast Financial Credit Union
  • 220 S Royal Oaks Blvd, Franklin, TN, 37064
  • Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
  • South Wind Financial, Inc.
  • 1356 Atwood Avenue, Johnston, RI, 02919
  • South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.