USDA Loan Vs. FHA loan pro & con for North-Franklin, Washington County, PA

In 2025, USDA loan limit in North-Franklin, county of Washington, PA is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Franklin, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(304) 927-1750 112 miles Lender's profile and map Reviews First Neighborhood Bank 216 Market Street, Spencer, WV, 25276 First Neighborhood Bank is a strong, community-based bank headquartered in West Virginia. Since our beginnings more than 100 years ago,our goal has always been the same – to provide our customers with solid ﬁnancial products paired with unbeatable customer service. Our team of skilled banking experts offer a full range of advanced lending products.
(216) 739-2300 112 miles Lender's profile and map Reviews Taleris Credit Union 7435 Broadview Road, Seven Hills, OH, 44131 Taleris Credit Union (TCU) is made up of groups of people, related by a common bond, who pool their savings into a fund from which each may borrow should the need arise. This philosophy of “People Helping People” has been the cornerstone of TCU for over 80 years. TCU is a democratically operated financial institution owned and operated by its membe
(216) 573-6700 112 miles Lender's profile and map Reviews Ohio Teamsters Credit Union 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131 In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
(216) 535-3410 112 miles Lender's profile and map Reviews Century Federal Credit Union 4600 Rockside Road, Independence, OH, 44131 Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
(877) 480-8050 112 miles Lender's profile and map Reviews NLC Loans 4 Summit Park Drive, Suite 200, Independence, OH, 44131 NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
(440) 665-7627 112 miles Lender's profile and map Reviews Liberty Home Mortgage Corporation 6225 Oak Tree Blvd, Independence, OH, 44131 "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
(888) 696-4462 112 miles Lender's profile and map Reviews Ohio Catholic Federal Credit Union 13623 Rockside Road, Garfield Heights, OH, 44125 Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.
(216) 581-5581 112 miles Lender's profile and map Reviews Emerald Credit Union 13201 Granger Road, Suite 1, Garfield Heights, OH, 44125 Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.
(216) 716-7733 113 miles Lender's profile and map Reviews Encore-Funding 30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124 Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.
(740) 345-3494 113 miles Lender's profile and map Reviews First Federal Savings Bank 2 North 2nd Street, Newark, OH, 43055 We know what it means to chase a dream with everything you have. At First Federal Savings, we make sure you start strong with a loan process that’s secure and transparent. We’re dreamers like you—so we’re ready to give you just what you need to focus on what matters most: the future you’re ready to build.
(888) 474-7275 113 miles Lender's profile and map Reviews Park Sterling Bank 50 North Third Street, Newark, OH, 43055 Park National Bank is a family of community banking teams that deliver an exceptional breadth and depth of resources to individuals and businesses, with a hands-on, personalized approach to service and strong local leadership that invests deeply in the places we live and work When you call us, we’ll recognize your voice. When you see us, we’ll be w