USDA Vs. FHA Pro and Con comparison in North-Franklin, Washington County, PA
In 2025, the USDA loan limit in the area of North-Franklin, located in the county of Washington, PA, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home in this region is specified as $356,362. These limits help aspiring homeowners understand the maximum lending amounts available to them.
To make informed decisions, use the Lendersa® USDA loan calculator. This tool effectively allows potential borrowers to assess and compare the current best rates between USDA and FHA loans, as well as the required qualifications in terms of income, credit, reserves, and essential documents. With our advanced mortgage calculator, you can directly contrast the offerings of USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the most suitable option for your unique financial situation in . This could be particularly convenient for those considering the nuances of various loan products.
Loan Limits and Downpayment Requirements for 2025 in North-Franklin, County of Washington, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Franklin, PA
Lendersa® strives to assist you in obtaining the optimal USDA or FHA loan promptly and with minimal hassle. By choosing from three different paths, you can connect with lenders that match your needs and explore the diverse USDA loan programs available. These paths offer valuable insights into potential loan strategies tailored to meet your aspirations.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. This government-backed loan differentiates itself from FHA loans, as it requires no down payment, in contrast to the FHA's minimum down payment of 3.5%. Such distinctions enable greater accessibility for individuals seeking homeownership opportunities in less urbanized regions.
Understanding the benefits and limitations of each loan option is essential for potential homeowners. It's crucial to evaluate which loan type aligns best with your economic goals and housing aspirations, particularly in the vast and varied landscape within PA.
11520 North Port Washington Road, Suite 101A, Mequon, WI, 53092
At Shorecrest Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2004 Hayes Street, Suite 120, Nashville, TN, 37203
Life Credit Union is a financial cooperative that was founded in 1958 in the spirit of people helping people improve their lives through financial health and stability. The cooperative nature of credit unions goes hand-in-hand with the nature of our members. Anyone who works in or with the healthcare industry is welcome to join Life Credit Union!
124 12th Ave. South, Suite 400, Nashville, TN, 37203
A studio is a place where creators do their thing. And we want to be the bank for Nashville's creators. Whether you're designing a company or building a project, crafting a song or writing code, orchestrating social change or enhancing the quality of care, we want to collaborate with you.
1033 Demonbreun St, Suite 300, Nashville, TN, 37203
Our mission is to help you achieve your home ownership goals. QuoHome is a tech-driven mortgage firm building the 1ST modern broker platform. Our technology empowers our brokers to spend more time getting more value for you and creating a seamless, rewarding experience.QuoHome is dedicated to providing a seamless mortgage experience built on trust.
The Tennessee Credit Union has been helping individuals achieve their financial goals with products and services designed to exceed expectations. We were founded by a small group of dedicated volunteers guided by their commitment to provide each member with the tools & knowledge necessary for personal financial growth and a sound financial future.
2002 Richard Jones Rd, Suite 1201, Nashville, TN, 37203
Christian Poling is a fifteen-year veteran of the mortgage industry in Nashville. A personable, welcoming approach with clients and their Realtors has earned him a stellar reputation among lenders. His efforts ensure knowledgeable clientele, exceptional loan terms, and a smooth process from the moment of introduction all the way to closing day.
Blue Sky Mortgage of TN, LLC is here to walk you through the mortgage loan process, step-by-step. Our team is experienced and knowledgable of the local neighborhoods, schools and market conditions to help navigate you through the selling or buying process. We strive to provide excellent customer service.
258 Village Square, Suite 200, Pleasant View, TN, 37146
AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified
Tennessee Trust Mortgage, Inc. was established as a Mortgage Lender in January of 1996, by the owner Monty Moore in Nashville, TN. We are a local Mortgage Lender that prides itself with being able to get the job done fast and efficiently, but still accurately. We offer all long term low interest rate loans for our customers
Dixie Line Credit Union is a not-for-profit financial cooperative founded in 1932, to promote saving, provide financial services and serve as a source of credit for provident and productive purposes, at the lowest possible cost. Throughout Dixie Line Credit Union’s strategic plan, we will make every effort to enable our members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
