USDA Vs. FHA Pro and Con comparison in South-Strabane, Washington County, PA

As of 2026, the USDA loan limit in South-Strabane, within the county of Washington, PA, is $285,000. At the same time, the limit set by FHA for single-family homes is $356,362.

Take advantage of the Lendersa® USDA loan calculator to contrast today's best USDA against FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to select the most suitable program for your financial situation, especially in .

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Loan Limits and Downpayment Requirements in South-Strabane, Washington, PA for 2026

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Strabane, PA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Select one of three pathways to connect seamlessly with matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, also referred to as a USDA rural development loan, is secured by the government via the Department of Agriculture. These loans are available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not have a down payment requirement, making them an attractive option for eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prolink Home Lending LLC
  • 4449 Easton Way, Suite 2045, Columbus, OH, 43219
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Bulldog Federal Credit Union
  • 580 Northern Avenue, Hagerstown, MD, 21742
  • Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.

  • Washington County Teachers Federal Credit Union
  • 19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742
  • The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.

  • Southern Chautauqua Federal Credit Union
  • 168 East Fairmount Avenue, Lakewood, NY, 14750
  • Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.

    Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Home Mortgage Solutions
  • 2600 Oakstone Dr, Columbus, OH, 43231
  • HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.

  • Ohio Capital Mortgage
  • 2531 Tiller Lane, Suite B, Columbus, OH, 43231
  • We provide personal, hands-on service from start to finish. With a variety of mortgage products, our experienced and knowledgeable team is able to offer the perfect solution for you. We are dedicated to making the lives of our customers better by providing a hands-on, personalized mortgage lending process.

  • Omniscient Real Estate Finance Corporation
  • 2602 Oakstone Drive, Columbus, OH, 43231
  • Omniscient Real Estate Finance Corporation is a true mortgage broker devoted to serving the needs of the community. Omniscient works with a variety of lenders to ensure we find the best loan options for your situation. Our program strives to strengthen communities by empowering individuals to become effective homeowners

  • TWIN OAKS FEDERAL CREDIT UNION
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    To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.