USDA Vs. FHA Pro and Con comparison in South-Strabane, Washington County, PA

As of 2025, the USDA loan limit in South-Strabane, within the county of Washington, PA, is $285,000. At the same time, the limit set by FHA for single-family homes is $356,362.

Take advantage of the Lendersa® USDA loan calculator to contrast today's best USDA against FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to select the most suitable program for your financial situation, especially in .

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Loan Limits and Downpayment Requirements in South-Strabane, Washington, PA for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Strabane, PA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Select one of three pathways to connect seamlessly with matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, also referred to as a USDA rural development loan, is secured by the government via the Department of Agriculture. These loans are available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not have a down payment requirement, making them an attractive option for eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Courtyard Mortgage Company
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  • Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
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  • 1201 SE Washington St., Idabel, OK, 74745
  • The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.
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