USDA Vs. FHA Pro and Con comparison in South-Strabane, Washington County, PA

As of 2025, the USDA loan limit in South-Strabane, within the county of Washington, PA, is $285,000. At the same time, the limit set by FHA for single-family homes is $356,362.

Take advantage of the Lendersa® USDA loan calculator to contrast today's best USDA against FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to select the most suitable program for your financial situation, especially in .

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Loan Limits and Downpayment Requirements in South-Strabane, Washington, PA for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Strabane, PA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and hassle-free. Select one of three pathways to connect seamlessly with matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, also referred to as a USDA rural development loan, is secured by the government via the Department of Agriculture. These loans are available in rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not have a down payment requirement, making them an attractive option for eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



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