USDA and FHA Pro and Con in Wheatfield, Perry County, PA

In 2025, the USDA loan limit for Wheatfield, within Perry county, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial needs perfectly.

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2025 Loan Limits and Down Payment Requirements in Wheatfield, Perry County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Wheatfield, PA

The aim of Lendersa® is to quickly secure the most suitable USDA or FHA loan without hassle. Choose one of three paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage requires none, offering a notable advantage for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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