FHA Vs. USDA loan program for North-Middleton, Cumberland County, Pennsylvania

For 2025, the USDA loan cap in North-Middleton, based in Cumberland County, PA, is $285,000, while the FHA limit for single-family homes is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Discover the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial status in .

Discover USDA and FHA Loan Options in North-Middleton, PA

Lendersa® aims to swiftly secure the ideal USDA or FHA loan for you, with minimal hassle. Choose one of three paths to align with suitable lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding the USDA Loan in PA

A USDA home loan, backed by the Department of Agriculture and also termed as USDA rural development loan or mortgage, is available exclusively in rural areas. It does not require a down payment, differentiating it from FHA loans, which mandate at least 3.5% down payment.

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(717) 898-7673 Lender's profile and map Reviews Wheatland Federal Credit Union 611 Centerville Road, Lancaster, PA, 17601 Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
(717) 569-9621 Lender's profile and map Reviews Penlanco Federal Credit Union 630 Delp Road, Suite C, Lancaster, PA, 17601 Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
(717) 569-7180 Lender's profile and map Reviews Lanco Federal Credit Union 349 West Roseville Road, Lancaster, PA, 17601 The mission of Lanco Federal Credit Union is to help members achieve their life's goals by promoting financial health and providing affordable access to credit. Lanco Federal Credit Union is a member-owned, not-for-profit financial institution. This means that Lanco returns excess earnings to our members in the form of competitive dividend rates.
(717) 842-0731 Lender's profile and map Reviews Penn Home Mortgage 255 Butler Avenue, Suite 300, Lancaster, PA, 17601 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(717) 560-0546 Lender's profile and map Reviews Mortgage Craft 1801 Lititz Pike, Lancaster, PA, 17601 While the concept of true & solid customer service is not new, it is our purpose & intent to continuously move & adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
(717) 569-8702 Lender's profile and map Reviews Prosper Mortgage Funding 32C E Roseville Rd, Lancaster, PA, 17601 At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
(717) 278-8141 Lender's profile and map Reviews PMG Funding 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601 PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
(717) 560-2114 Lender's profile and map Reviews LMC HOME LOANS 1794 Oregon Pike, Lancaster, PA, 17601 LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.
(301) 898-4000 Lender's profile and map Reviews Woodsboro Bank 5 North Main Street, Woodsboro, MD, 21798 Woodsboro Bank was established in 1899 in response to the growing agricultural, commercial and residential needs of the community. We’re headquartered in a historic three-story, pressed red brick Italianate structure at 5 North Main Street in Woodsboro, that was constructed specifically for the bank in 1901.
(410) 663-8900 Lender's profile and map Reviews Ritter Mortgage Group 1230 Nottingham Road, Westminster, MD, 21157 The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
(410) 925-6412 Lender's profile and map Reviews MortgageOne, LLC 102 Skyline Ct, Westminster, MD, 21157 We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
(888) 339-3334 Lender's profile and map Reviews MidAtlantic Farm Credit 45 Aileron Ct., Westminster, MD, 21157 MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.