FHA Vs. USDA loan program for North-Middleton, Cumberland County, Pennsylvania

For 2025, the USDA loan cap in North-Middleton, based in Cumberland County, PA, is $285,000, while the FHA limit for single-family homes is $356,362.

Take advantage of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Discover the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial status in .

Discover USDA and FHA Loan Options in North-Middleton, PA

Lendersa® aims to swiftly secure the ideal USDA or FHA loan for you, with minimal hassle. Choose one of three paths to align with suitable lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding the USDA Loan in PA

A USDA home loan, backed by the Department of Agriculture and also termed as USDA rural development loan or mortgage, is available exclusively in rural areas. It does not require a down payment, differentiating it from FHA loans, which mandate at least 3.5% down payment.

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(800) 355-5626 Lender's profile and map Reviews Coastal Pacific Mortgage 1 West Elm Street, First Floor, Conshohocken, PA, 19428 Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
(215) 272-1157 Lender's profile and map Reviews Main Street Mortgage Company 147 Rebel Hill Road, Conshohocken, PA, 19428 Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.
(484) 353-6141 Lender's profile and map Reviews The Hussey Team 706 Fayette St, Suite C, Conshohocken, PA, 19428 Buying a new home is an experience that lasts a lifetime, so why not have memorable one? The Hussey Team strives to make this happen. There could be some turbulence along the way, but it takes the right team to counsel all parties involved to reach a solution. We are mortgage advisors that work fast, accurately, and have fun.
(215) 990-2611 Lender's profile and map Reviews Real Property Capital 303 Harry Street, Conshohocken, PA, 19428 RPC offers a variety of loan types tailored to suit any commercial real estate requirement. These include permanent loans for both refinance and acquisition, construction loans, bridge loans, mezzanine/preferred equity, and traditional equity. Although we do not recommend hard money loans.
610-766-7060 Lender's profile and map Reviews Cross Country Mortgage 625 West Ridge Pike Building A, Conshohocken, PA, 19428 First Choice Mortgage Advisors has a highly knowledgeable staff in Pennsylvania, we truly encompass the word TEAM. Priding ourselves in top notch COMMUNICATION, we work seamlessly together to provide all Pennsylvania residents with the highest quality home loans. Whether you are looking to build your dream home, purchase a home, refinance
(484) 546-8840 Lender's profile and map Reviews COLONIAL MORTGAGE ADVISORS LLC 625 W Ridge Pike, Conshohocken, PA, 19428 Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
(267) 294-5026 Lender's profile and map Reviews Perennial Funding LLC 161 Washington St., Conshohocken, PA, 19428 Perennial Funding, we are fully devoted in accommodating our clients with the absolute best quality home loans that are offered in today's market. Along with our outstanding mortgage loans, we further benefit and assist our home buyers with the lowest mortgage interest rates available. Whether you're a first time home buyer
(703) 350-4339 Lender's profile and map Reviews Washington Commercial Lending & Development, LLC 5908 Love Joy Court, Springfield, VA, 22152 Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates. We serve real estate investors, mortgage brokers, and small business owners.
(610) 617-3100 Lender's profile and map Reviews Commonwealth Capital 518 W. Lancaster Ave, Haverford, PA, 19041 Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t
(401) 227-5775 Lender's profile and map Reviews Stage Point Capital 2 Booth Ln. #4, Haverford, FL, 19041 Stage Point Capital, LLC is the investment adviser to Stage Point Fund, LLC, which provides loans (private finance capital) secured by 1st lien mortgages for the purchase and renovation of residential investment property. WHITNEY QUILLEN is the Chief Executive Officer of Stage Point Capital, LLC.
(703) 939-7975 Lender's profile and map Reviews 786 Mortgage LLC 8733 Ellis Mill Drive, Gainesville, VA, 20155 786 Mortgage, LLC has established itself on the prompt provision of quality services and caters to a wide array of customers and businesses, alike. We take pride in offering one of the most competitive mortgage products ranging from purchasing, refinancing, construction loans and more.
(570) 819-3337 Lender's profile and map Reviews VAntage Trust Federal Credit Union 247 Wilkes Barre Township Boulevard, Wilkes Barre, PA, 18702 VAntage Trust Federal Credit Union has been serving its members since 1948 when it was founded by the employees of the VA Medical Center, Wilkes-Barre, Pennsylvania. We now serve over 8, 000 members. Our membership also includes members from 70 active Select Employee Groups (SEG). We are chartered by the federal government.