USDA VS FHA in Carroll-Valley, Adams County, PA

In 2025, the USDA loan limit in Carroll-Valley, which is part of Adams county, PA, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today’s competitive USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best program in for your financial goals.

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Loan Limits and Down Payment Requirements for 2025 in Carroll-Valley, Adams, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Carroll-Valley, PA

Lendersa® is dedicated to securing you the best possible USDA or FHA loan quickly and with ease. Choose one of the three starting points to connect with matching lenders and USDA loan programs.

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Exploring USDA Loans in PA

Backed by the Department of Agriculture, the USDA home loan—also known as a USDA rural development loan—is exclusive to rural neighborhoods. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Seattle's Best Mortgage Inc
  • 11911 NE 1st St, Suite B306, Bellevue, WA, 98005
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
  • Washington Mortgage Solutions LLC
  • 1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005
  • Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Homelink Mortgage, Inc.
  • 365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NW Sunrise Mortgage LLC
  • 11900 NE 1st St, Suite 300, Bellevue, WA, 98005
  • We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.
  • Inbanet
  • 8141 E 2nd Street, Downey, CA, 90241
  • Fix and Flip for residential properties 90/100 nationwide, 2 points max Bridge Loans are available on all sorts of properties, mainly in California. Run any scenario you have, and we will first try in-house; if not, we can get it done with our consortium of lender networks. We are the deal makers.
  • Fuente Funding Inc
  • 8000 Cypress Lane, Downey, CA, 90241
  • Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
  • Downey Federal Credit Union
  • 8237 3rd St, Downey, CA, 90241
  • At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
  • Realty Capital Lending Group, Inc
  • 8132 Firestone Blvd, Suite 824, Downey, CA, 90241
  • Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
  • Nationwide Mortgage and Real Estate Advisors
  • 8043 2nd St, Suite 102, Downey, CA, 90241
  • Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County