USDA Vs. FHA your options comparison in Carroll-Valley, Adams County, PA

In 2025, the USDA loan limit in Carroll-Valley, which is part of Adams county, PA, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today’s competitive USDA versus FHA rates. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best program in for your financial goals.

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Loan Limits and Down Payment Requirements for 2025 in Carroll-Valley, Adams, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Carroll-Valley, PA

Lendersa® is dedicated to securing you the best possible USDA or FHA loan quickly and with ease. Choose one of the three starting points to connect with matching lenders and USDA loan programs.

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Exploring USDA Loans in PA

Backed by the Department of Agriculture, the USDA home loan—also known as a USDA rural development loan—is exclusive to rural neighborhoods. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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