USDA and FHA Pro and Con in Guilford, Franklin County, PA
In 2025, the USDA loan limit for Guilford in Franklin County, PA is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and assess the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding in the decision-making process for selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Guilford, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Guilford, PA
Lendersa® aims to swiftly provide the best USDA or FHA loan without hassle. Choose from three starting points to connect with matching lenders and discover appropriate USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. Exclusively available in rural areas, this loan requires no down payment, unlike FHA loans that need at least a 3.5% down payment.
Elite Mortgage Concepts, a Florida based Mortgage Brokerage, is your premier lending resource and only resource you will ever need for any and all of your residential mortgage needs. Whether you are buying your first home, a vacation home, investment property, or even in the need of a business loan.
Full service mortgage company offering application process including ordering credit report, title, appraisal, verification of employment, evaluation of debt to income ratio and proof of all required documents for loan approval. Initiate closing date and time and all necessary information between all parties for a successful Close.
Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success.
Federally chartered in 1947.
Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.
Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
Connected Capital is a boutique commercial mortgage brokerage built by investors - for investors. We provide full service real estate financing solutions for our clients domestically and abroad.
Trust us - we know the mortgage process can be a pain. Through our strong lender relationships and industry knowledge, our teams goal is to make the pr
South Florida Federal Credit Union merged with Guardians Credit Union to become South Florida FCU, A Division of Guardians Credit Union. We did not think of this next step as a merger, but more so a partnership with Guardians Credit Union, as SFFCU will keep its brand and identity and will function as a division of Guardians Credit Union.
Electricians Local 349 Credit Union is a full service financial cooperative, owned and operated by its members in a context of concern for one another. It exists to provide support to its members in the financial areas of their lives by providing facilities for savings through a regular savings plan.
First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.
Our mission is to meet the needs of the market we serve by providing community leadership.
