USDA Vs. FHA Pro and Con comparison in Guilford, Franklin County, PA
In 2025, the USDA loan limit for Guilford in Franklin County, PA is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and assess the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding in the decision-making process for selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Guilford, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Guilford, PA
Lendersa® aims to swiftly provide the best USDA or FHA loan without hassle. Choose from three starting points to connect with matching lenders and discover appropriate USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. Exclusively available in rural areas, this loan requires no down payment, unlike FHA loans that need at least a 3.5% down payment.
2901 W Coast Hwy, Suite 200, Newport Beach, CA, 92663
Rippon Capital offers a unique, boutique mortgage experience with a customized approach for established professionals on the Southern California Coast. We strategically position our clients to meet their home financing objectives through dedicated expertise, pricing, and products.
2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Funding Concepts Group we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Homestead SPC is the first California Social Purpose Corporation to provide all-inclusive mortgage, realty and legal services to Home Buyers and Homeowners. Founded by Real Estate Attorney and Broker Joseph Arthur Roberts, Homestead SPC is the product of lessons learned from the Great Mortgage Crisis.
With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset.
Melissa has an extensive background in helping first time homebuyers
2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing.
We close loans in as little as 30 days.
3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity.
With CdM Lending and Priority Financial Network as your lender.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
2901 West Coast Hwy, Suite 200, Newport Beach, CA, 92663
Crystal Lending Group Inc., a California based Real Estate Brokerage company with over 14 years of experience in the industry. Based in Newport Beach, California, we are here to serve our local communities along with every city in our beautiful state of California. The choice is clear when choosing Crystal Lending Group
