USDA and FHA Pro and Con in Guilford, Franklin County, PA
In 2026, the USDA loan limit for Guilford in Franklin County, PA is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and assess the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding in the decision-making process for selecting the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Guilford, Franklin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Guilford, PA
Lendersa® aims to swiftly provide the best USDA or FHA loan without hassle. Choose from three starting points to connect with matching lenders and discover appropriate USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. Exclusively available in rural areas, this loan requires no down payment, unlike FHA loans that need at least a 3.5% down payment.
Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
60 South Washington Street, Suite 106, Greencastle, PA, 17225
Lends in Pennsylvania
HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
