During 2026, the limit for a USDA loan in Quincy, located in Franklin county, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to weigh today's top USDA vs FHA rates and ascertain the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you determine the ideal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly securing you the best USDA or FHA loan with ease. Choose from one of three starting paths to connect with lenders and engage in USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, frequently known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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