USDA and FHA Pro and Con in Quincy, Franklin County, PA

During 2026, the limit for a USDA loan in Quincy, located in Franklin county, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to weigh today's top USDA vs FHA rates and ascertain the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you determine the ideal program in for your distinct financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Quincy, Franklin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Quincy, PA

Lendersa® is dedicated to quickly securing you the best USDA or FHA loan with ease. Choose from one of three starting paths to connect with lenders and engage in USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government through the Department of Agriculture, frequently known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Quincy Lenders

  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.

  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!

  • Orrstown Bank
  • 77 East King Street, Shippensburg, PA, 17257
  • Lends in Pennsylvania
  • Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.

  • ACNB Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • Lends in Pennsylvania
  • ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA.

    Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage

  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • Lends in Pennsylvania
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee

  • Allcredit Home Loans, Inc
  • 228 Baltimore Street, Hanover, PA, 17331
  • Lends in Pennsylvania
  • We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee