USDA and FHA Pro and Con in Hopewell, Beaver County, PA

In 2025, the USDA loan cap in Hopewell, within Beaver, PA, is $336,500. Comparatively, for a single-family home, the FHA limit is set at $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Hopewell, Beaver County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hopewell, PA

Lendersa® is focused on helping you secure the most competitive USDA or FHA loan quickly and effectively. Pick one of three available paths that link you with matching lenders and USDA loan options.

Lendersa USDA loan request and match results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Crestline Financial Inc.
  • 320 Arkansas Street, Vallejo, CA, 94590
  • "Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies. Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."
  • ERATE®
  • 4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
  • ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer. ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.
  • Prima Loan Service
  • 487 Gianni St, Santa Clara, CA, 95054
  • Our goal is to help all our clients obtain the best purchase or refinance rates that are currently available, and to provide honest, prompt, and courteous service. Our experienced team of loan officers are here to answer your questions at any time: call us. Prima Loan Service can help you find the home loan that’s right for you and your budget.
  • Demo Account - CSO #5
  • 3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Goodview Financial & Real Estate Corporation
  • 2350 Mission College Boulevard, Suite 242, Santa Clara, CA, 95054
  • We have been serving and earning an exceptional reputation since 1995. We specialize in 3 main aspects: Residential/Investment Property Trading, Real Estate Loans, and Real Estate Agent Training. Goodview is also expert at trading and managing residential/commercial properties in the Bay Area.
  • VVR Loans
  • 831 Transil Circle, Santa Clara, CA, 95054
  • VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Bay Cities Credit Union
  • 22777 Main St, Hayward, CA, 94541
  • Bay Cities Credit Union is located in Hayward, CA, United States and is part of the Depository Credit Intermediation Industry. Bay Cities Credit Union has 33 total employees across all of its locations and generates $2.27 million in sales (USD). There are 2 companies in the Bay Cities Credit Union corporate family.
  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
  • Heritage Fund Realty and Investments
  • 21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
  • Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.
  • Harvest Real Estate Group, Incorporated
  • 20876 Wilbeam Ave, Castro Valley, CA, 94546
  • Harvest Investments is a real estate group based in the San Francisco Bay Area. It was founded in 1991 as a collaboration between a husband and wife: he pounded the pavement for their clients while she managed the back-end coordinating of each real estate transaction. Their business grew steadily by word of mouth, expanding slowly.