USDA VS FHA in Hopewell, Beaver County, PA

In 2025, the USDA loan cap in Hopewell, within Beaver, PA, is $336,500. Comparatively, for a single-family home, the FHA limit is set at $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Hopewell, Beaver County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hopewell, PA

Lendersa® is focused on helping you secure the most competitive USDA or FHA loan quickly and effectively. Pick one of three available paths that link you with matching lenders and USDA loan options.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
  • Tri State Rail Federal Credit Union
  • 110 West 13th Street, Erie, PA, 16501
  • Tri State Rail Federal Credit Union is a not-for-profit and member-owned financial institution that has been serving our members since 1949. We offer friendly and personal service, lower interest rates on loans, higher yields on savings and a wide variety of financial products and services.
  • Tendto Credit Union
  • 1129 State Street, Erie, PA, 16501
  • Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly
  • Marquette Savings Bank
  • 920 Peach St, Erie, PA, 16501
  • Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper
  • The Citizens Bank of Weston
  • 201 Main Avenue, Weston, WV, 26452
  • The Citizens Bank of Weston has been serving the people of Lewis and surrounding counties for 120 years. In 1891 the bank received its charter. The doors were opened for business in February of 1892. On October 1, 1894, the bank employed Thomas A. Whelan who was to become a banking legend in Lewis County.
  • Miners & Merchants Bank
  • 16000 Appalachian Hwy, Thomas, WV, 26292
  • Miners & Merchants Bank was established June 10, 1902 by three local businessmen to serve the Town's merchants and miners. We remain a small local community-centered bank dedicated to customer service with a desire to personally serve our customers. Our customers are people - not just numbers. We are committed to good customer service- that's our g
  • Landmark Mortgage Group, Erie Branch- Mortgage Alie
  • 410 Cranberry St, Suite 130, Erie, PA, 16507
  • I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
  • NFG #2 Federal Credit Union
  • 1303 Pennsylvania Avenue West, Warren, PA, 16365
  • Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.
  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
  • Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union serves multiple member groups, but primarily serves fabricated metals employees.
  • Northwest Consumer Discount Company
  • PO Box 128, Warren, PA, 16365
  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.