USDA Vs. FHA Pro and Con comparison in Chanceford, York County, PA

In the year 2025, the USDA loan cap in Chanceford, part of York county, PA, is determined to be $336,500. By comparison, the FHA cap for a single-family property stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA and FHA rates, determining the necessary income, credit, reserves, and documents required to qualify. With this advanced tool, you can view USDA, FHA, Conforming, and VA loans side by side, simplifying your decision regarding the best fit for your financial needs in .

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Loan Ceilings and Down Payment Requirements for 2025 in Chanceford, County of York, PA

Loan Type Maximum Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Solutions in Chanceford, PA

At Lendersa®, our mission is to deliver the best USDA or FHA loan options swiftly, sparing you any hassle. You can commence from one of three starting points, guiding you to compatible lenders and tailored USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, assured by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is available specifically in rural neighborhoods. Differing from FHA loans, which demand a minimal down payment of 3.5%, USDA mortgages require no down payment, offering a substantial financial advantage for qualified rural home buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Frimpong Investment Group Inc
  • 12808 West Airport Blvd, Suite 291, Sugar Land, TX, 77478
  • First Capital Mortgage(Sugar Land) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Discovered Homes Investment Inc
  • 800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
  • Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home
  • Home USA Mortgage Inc
  • 14905 Southwest Freeway, Suite 201, Sugar Land, TX, 77478
  • Home USA Mortgage is your best source for mortgage related needs. We are a young team of energetic professionals who absolutely love real estate. We have been in business for over 18 years and continue to serve the Houston Metro area. With low rates/fees and a fun approach to the process, you will love buying your next home.
  • Archstone Lending Group
  • 3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
  • Archstone Lending Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Oakdale Mortgage
  • 16554 Creek Bend Drive, Suite 220, Sugar Land, TX, 77478
  • Oakdale Mortage Our experienced loan officers make sure that you are making the right decision in your mortgage by giving you the attention and information needed to ensure a successful and timely closing. We know that the best results for one of life’s biggest decisions cannot be left to just anyone – at Oakdale Mortgage.
  • Sutherland Mortgage Services Inc.
  • 14090 Southwest Freeway, Suite 300, Sugar Land, TX, 77478
  • Sutherland Mortgage Services, Inc. was founded in 1998. The company's line of business includes originating mortgage loans, selling mortgage loans to permanent investors, and servicing loans.Sutherland Mortgage Services, Inc., is Licensed in the State of New York but does not do business in the State of New York using this website.
  • HK Lending LLC
  • 15492 Voss Road, Sugar Land, TX, 77498
  • We are an experienced boutique mortgage office new to the the Sugar Land, Texas area. With California and Florida offices opening soon. We are here to help people get into the home of their dreams when other lenders cant or find funding for those crucial investor deals. We have many programs to choose from.
  • American Baptist Association Credit Union
  • 7911 Stratford Hall Drive, Rosharon, TX, 77583
  • The American Baptist Association Credit Union was organized on March 17, 1970, with a purpose and goal to help those that are associated with the American Baptist Association. The credit union is regulated by the Credit Union Department of the State of Texas and is examined at least once a year by the department.
  • Western Dakota Bank
  • 803 Main Street, Timber Lake, SD, 57656
  • Western Dakota Bank originated in Glencross, SD on July 1, 1919 and opened under the name of Glencross State Bank. The Bank of Timber Lake merged with Glencross State Bank in 1935. The bank name was changed to Dewey County Bank. A branch was opened in Isabel in 1960. The bank name was changed to Western Dakota Bank.
  • Brazos Student Loans
  • 5609 Crosslake Parkway, Waco, TX, 76712
  • The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.