USDA Vs. FHA Pro and Con comparison in Spring-Garden, York County, PA
For 2025, the USDA loan cap for Spring-Garden, in the county of York, PA, is $285,000. Meanwhile, the FHA loan limit for a single-family home is established at $356,362.
Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates, identifying the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator situates USDA, FHA, Conforming, and VA loans side by side, helping you determine which option best suits your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements for Spring-Garden, York County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Spring-Garden, PA
Lendersa® is dedicated to achieving the best possible USDA or FHA loan for you, quickly and with minimal hassle. Choose from three starting steps to find matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in designated rural areas only. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment.
12123 Heritage Park Circle, Silver Spring, MD, 20906
1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.
Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.
12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
1701 Shallcross Avenue, Suite B, Wilmington, DE, 19806
The Wilmington Police & Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you & your family. We will provide efficient and accurate services in a cost justified manner.
24A Trolley Square, Unit 4048, Wilmington, DE, 19806
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19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
