USDA Vs. FHA your options comparison in Spring-Garden, York County, PA
For 2025, the USDA loan cap for Spring-Garden, in the county of York, PA, is $285,000. Meanwhile, the FHA loan limit for a single-family home is established at $356,362.
Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates, identifying the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator situates USDA, FHA, Conforming, and VA loans side by side, helping you determine which option best suits your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements for Spring-Garden, York County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Spring-Garden, PA
Lendersa® is dedicated to achieving the best possible USDA or FHA loan for you, quickly and with minimal hassle. Choose from three starting steps to find matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available in designated rural areas only. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment.
Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.
ALEC Federal Credit Union was formed in 1968 to help members pool their financial resources in order to help each other out. We are a not-for-profit organization and exist to provide our members with a place to save money and get loans at reasonable rates.
ALEC Federal Credit Union is financially sound and federally insured.
The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
"At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
