USDA and FHA Pro and Con in Dallastown, York County, PA

In 2026, within York county, PA, the USDA loan limit for Dallastown is $336,500, while the FHA limit applicable to a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s USDA and FHA top rates, finding the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose which program in is best for your specific financial situation.

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Loan Limits and Down Payment Guidelines for 2026 in Dallastown, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Dallastown, PA

At Lendersa®, our objective is to obtain the best USDA or FHA loan for you quickly and efficiently, without hassle. Select one of three paths leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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