USDA and FHA Pro and Con in Dallastown, York County, PA

In 2025, within York county, PA, the USDA loan limit for Dallastown is $336,500, while the FHA limit applicable to a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s USDA and FHA top rates, finding the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose which program in is best for your specific financial situation.

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Loan Limits and Down Payment Guidelines for 2025 in Dallastown, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Dallastown, PA

At Lendersa®, our objective is to obtain the best USDA or FHA loan for you quickly and efficiently, without hassle. Select one of three paths leading to matched lenders and USDA loan programs.

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Understanding a USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hawk Mortgage Group
  • 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
  • Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
  • Har-Co Credit Union
  • 30 N. Hickory Avenue, Bel Air, MD, 21014
  • Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
  • MBA Mortgage Services
  • 426 S Main St, Bel Air, MD, 21014
  • MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
  • Atlantic Community Bankers Bank
  • 1400 Market Street, Camp Hill, PA, 17011
  • Founded in 1983, ACBB is governed by community financial institutions. We exist to serve them by advocating for our industry, providing services to drive efficiency and profitability, and extending institutions’ internal resources with those of a trusted partner and also ACBB is ideally positioned to support clients through a broad.
  • Susquehanna Valley Federal Credit Union
  • 3850 Hartzdale Drive, Camp Hill, PA, 17011
  • "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service! Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
  • Falcon Mortgage, Inc.
  • 2830 Sunset Drive, Camp Hill, PA, 17011
  • Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
  • MONEYLINE LENDING LLC
  • 3913 Market Street, Suite A, Camp Hill, PA, 17011
  • MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing. Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.
  • Tidewater Mortgage Services, Inc.
  • 3920 Market Street, Camp Hill, PA, 17011
  • Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
  • MortgageOne, LLC
  • 102 Skyline Ct, Westminster, MD, 21157
  • We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
  • MidAtlantic Farm Credit
  • 45 Aileron Ct., Westminster, MD, 21157
  • MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.