USDA VS FHA in Dallastown, York County, PA

In 2025, within York county, PA, the USDA loan limit for Dallastown is $336,500, while the FHA limit applicable to a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s USDA and FHA top rates, finding the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose which program in is best for your specific financial situation.

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Loan Limits and Down Payment Guidelines for 2025 in Dallastown, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Dallastown, PA

At Lendersa®, our objective is to obtain the best USDA or FHA loan for you quickly and efficiently, without hassle. Select one of three paths leading to matched lenders and USDA loan programs.

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Understanding a USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are only available in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Journey Credit Union
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  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
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  • Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional) FHA 203K Home Purchase Rehabilitation Loans Refinance & 125% Mortgage Relief Refinance Loans Reverse Mortgages Low Rate 30 year and 15 year fixed mortgages and We promise to give you and your realtor the best service. We promise to give you a great deal
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  • City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
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  • Pelagic Mortgage Inc
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