USDA Vs. FHA Pro and Con comparison in East-York, York County, PA
In 2025, the USDA loan limit in East-York, within the county of York, PA, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to assess today's premier USDA versus FHA rates, establishing the requisite income, credit score, reserves, and documents necessary for qualification. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding your decision in selecting the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Details in East-York, York, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in East-York, PA
The aim of Lendersa® is to efficiently secure you the most advantageous USDA or FHA loan without complications. Choose one of three starting points that guide you to matched lenders and viable USDA loan programs.
Offered by the Department of Agriculture, the USDA home loan, also known as the USDA Rural Development Loan or USDA mortgage, is designed for rural areas. It stands out by not requiring any down payment, contrasting FHA loans that require a minimum down payment of 3.5%.
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2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
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