USDA and FHA Pro and Con in Collier, Allegheny County, PA

In 2025, the USDA loan limit in Collier, located in the county of Allegheny, PA, is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today’s top USDA and FHA rates. Determine the necessary income, credit score, reserves, and document requirements to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your choice of the optimal program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Collier, County of Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Collier, PA

The mission of Lendersa® is to promptly and efficiently connect you with the best USDA or FHA loan options available. Start with any of three pathways that facilitate matching with lenders and accessing USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

The USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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