USDA VS FHA in North-Fayette, Allegheny County, PA

In 2025, the USDA loan limit for North-Fayette in Allegheny County, PA, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs FHA rates, and evaluate the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial situation in .

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2025 Loan Limits & Down Payment Requirements in North-Fayette, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA & FHA Loan Options in North-Fayette, PA

Lendersa® aims to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three approaches to connect with matching lenders and explore suitable USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Unlimited
  • 1314 South King Street, Suite 1153, Honolulu, HI, 96814
  • mu-hawaii have been first time home buyers and are home owners just like you. We are invested in being a positive role in your refinance or home purchase now and in the future and also In the ever changing technological landscape, we invest in modern and efficient systems to help insure we are able to provide lower rates and faster close times.
  • Hawaii Best Loans
  • 1288 Ala Moana Blvd, Suite 19E, Honolulu, HI, 96814
  • HAWAII BEST LOANS offers residential mortgage loans in Hawaii from top-notch lenders. We follow a simple formula that has made us one of the most trusted residential mortgage companies in Hawaii. We understand that obtaining a home loan is one of the biggest decisions of your life and we are therefore committed to making the process as easy
  • Smart Money Inc.
  • 1600 Kapiolani Blvd, Suite 633, Honolulu, HI, 96814
  • Smart Money is a mortgage broker servicing the State of Hawaii. We specialize in conventional, VA, FHA, USDA, portfolio, and hard money residential home loans. Whether you're a first time home buyer or investor, we can help. We have access to many lenders and guidelines, which in turn give you the best options.
  • Infinite Financial, LLC
  • 1050 Queen St, Suite 100, Office A2, Honolulu, HI, 96814
  • Infinite Financial, LLC, NMLS # 1866302, works with both local and national lenders to provide the best products and services to mortgage customers. From conventional to VA to USDA to FHA to portfolio, non-QM, and hard money options, Infinite Financial has the products to meet your needs
  • Smart Money, Inc
  • 1600 Kapiolani Blvd, Suite 633, Honolulu, HI, 96814
  • Smart Money is a mortgage broker servicing the State of Hawaii. We specialize in conventional, VA, FHA, USDA, portfolio, and hard money residential home loans. Whether you're a first time home buyer or investor, we can help. We have access to many lenders and guidelines, which in turn give you the best options.
  • Territorial Savings Bank
  • PO Box 1481, Honolulu, HI, 96806
  • Territorial Savings Bank has come a long way from its humble beginnings in 1921 when ten individuals came together to establish the Kaimuki Building & Loan Association. Committed to providing personal financial services to our customers and keeping in step with community needs and account holder expectations
  • Hawaii Community Reinvestment
  • PO Box 3409, Honolulu, HI, 96801
  • Hawaii Community Reinvestment Corporation (HCRC) is a 501(c)3 community-based non-profit corporation founded in 1990. The mission of HCRC is to facilitate affordable housing, community development, and economic development throughout the State of Hawaii by providing innovative financing, training and consulting services.
  • Allan Inouye Appraisals
  • PO Box 240540, Honolulu, HI, 96824
  • Our investment in technology means faster turn times for our clients and lower costs for us (and subsequently you). And first and foremost, we keep in mind the importance of customer service. So following the Golden Rule, we treat our clients as we'd want to be treated ourselves whether we're in person, having a phone conversation
  • Mahalo Mortgage Corp
  • 1620 Glen Avenue, Wahiawa, HI, 96786
  • Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements
  • A Frame Mortgage LLC
  • 127 19th Street, Honolulu, HI, 96818
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan