USDA VS FHA in Sharon-Hill, Delaware County, PA

In 2025, the USDA loan limit for Sharon-Hill, within Delaware county, PA, is designated at $345,000. Meanwhile, the FHA limit for a single-family residence is $431,250.

Use the Lendersa® USDA loan calculator to explore and contrast today's top USDA against FHA rates, assessing the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you identify the program that perfectly aligns with your financial situation in .

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2025 Loan Limits and Down Payment Needs in Sharon-Hill, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Choices in Sharon-Hill, PA

The aim of Lendersa® is to promptly get you the best USDA or FHA loans without hassle. Select from one of three starting paths that lead to matching lenders and access to tailored USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment at all, offering significant financial flexibility to eligible rural borrowers seeking accessible financing options.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.
  • Farmers and Merchants State Bank of Pierz
  • 80 Main Street N, Pierz, MN, 56364
  • Farmers & Merchants State Bank has been locally owned and operated within our community for more than 110 years. As a local bank, we have the luxury of providing the friendly service and respect that should be expected of a small-town bank, while offering every banking service and also full-service personal and business banking to proven lending po
  • Goetz Credit Union
  • 1905 Howard Street, Saint Joseph, MO, 64501
  • Goetz Credit Union served this community from 1937 to present. "We are not for profit, not for charity, but for service." Make Goetz Credit Union your financial home today Unlike other financial institutions, Goetz Credit Union is owned and operated by its members.Goetz Credit Union is still the tradtional credit union.
  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.
  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
  • Unity One Credit Union - Kansas City
  • 4150 Kansas Ave, Kansas City, KS, 66106
  • It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota. They recognized the need to provide an alternative to ""for-profit""​ financial institutions.
  • Argentine Federal Savings
  • 3004 Strong Avenue, Kansas City, KS, 66106
  • Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.
  • First Whitney Bank and Trust
  • 223 Chestnut Street, Atlantic, IA, 50022
  • The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.