USDA Vs. FHA your options comparison in Upper-Darby, Delaware County, PA
In 2025, the limit for a USDA loan in Upper-Darby, located in Delaware county of PA, is $345,000. In contrast, the FHA limit for a single-family home stands at $431,250.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the top USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you choose the program in that best aligns with your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Upper-Darby, County of Delaware, PA
Loan Type
Loan Limit
Down payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Possibilities in Upper-Darby, PA
Lendersa® strives to secure you the optimal USDA or FHA loan efficiently and without hassle. Choose from three starting points, effectively connecting you with lenders and USDA loan programs.
The USDA home loan is a financial service guaranteed by the Department of Agriculture, often referred to as the USDA rural development loan or mortgage. This loan is designed specifically for rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all, providing noteworthy financial relief.
Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
HomePride Bank is your hometown bank, offering a full line of consumer and business banking products and services. The Bank of Mansfield, now chartered as HomePride Bank, was established in 1892, and is the oldest business in Mansfield. While our name has changed, our commitment to service has remained the same.
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