USDA and FHA Pro and Con in Lansdowne, Delaware County, PA

In 2025, the USDA loan limit for Lansdowne, in the county of Delaware, PA, stands at $381,800, while the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. This tool helps you determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lansdowne, Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lansdowne, PA

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Choose from one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is a government-guaranteed loan through the Department of Agriculture meant exclusively for rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SunPoint Home Loans
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  • SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
  • Innovative Mortgage Services Inc.
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  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
  • All Florida Home Loans
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  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."
  • Innovative Mortgage Services
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  • Innovative Mortgage our goal is to offer you unparalleled service and extremely competitive Florida mortgage rates in minutes. Our wide selection of loan products help us provide the perfect mortgage to fit for your specific Florida home buying or refinance needs. Our mission is to serve our customers with honesty, integrity and competence.
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  • At American Fidelity, we offer exceptional home loans options, large and small business loans, HARP programs and private lending.We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.
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  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
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