USDA and FHA Pro and Con in Conoy, Lancaster County, PA

In 2025, the USDA loan limit in Conoy, county of Lancaster, PA is set at $336,500, while for a single-family home, the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to see side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, assisting you in deciding on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Conoy, County of Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Conoy, PA

Lendersa®'s aim is to connect you with the best USDA or FHA loans quickly and effortlessly. Opt for one of three starting points to be matched with suitable lenders and USDA loan programs.

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What is USDA Loan in PA?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and is exclusive to rural neighborhoods. Unlike FHA loans which mandate a 3.5% minimum down payment, USDA loans are available with no down payment needed, offering significant advantages for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Superior Financing, Inc.
  • 8053 East Bloomington Freeway, Suite 300, Bloomington, MN, 55420
  • Superior Financing, Inc. is a small independent brokerage firm with national investor alliances for favorable (enhanced) pricing. Superior Financing, Inc. utilizes state of the art industry leading software and technology for streamline applications, processing and underwriting for a smooth process and enjoyable experience.
  • The First National Bank of Waseca
  • 101 North State Street, Waseca, MN, 56093
  • First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.
  • Frandsen Bank & Trust
  • 116 Central St W, Lonsdale, MN, 55046
  • Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.
  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • Riverland Bank
  • 1621 East Hennepin Ave, Suite 200, Minneapolis, MN, 55414
  • At Riverland, we bring a highly personal touch to banking. As a trusted partner, understanding our client’s business goals inside and out enables us to provide counsel and well-designed solutions for their unique needs. Our committed team of experts is both dedicated and accessible to all of our partners at all times.
  • Union Bank and Trust Company
  • 312 Central Avenue Southeast, Minneapolis, MN, 55414
  • At Union Bank & Trust, we know you want to feel secure and confident in your pursuit of a financial services partner, one that’s committed to providing you with services and solutions that meet and exceed your expectations. We believe you deserve a best-in-class team that is focused squarely on the personal.
  • Access Home Loans LLC
  • 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414
  • Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.
  • SECURITY MORTGAGE CORPORATION
  • 8614 Deep Maple Drive, Riverview, FL, 33578
  • Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional) FHA 203K Home Purchase Rehabilitation Loans Refinance & 125% Mortgage Relief Refinance Loans Reverse Mortgages Low Rate 30 year and 15 year fixed mortgages and We promise to give you and your realtor the best service. We promise to give you a great deal