USDA VS FHA in Hellam, York County, PA

In 2025, the USDA loan limit for Hellam, located in the county of York, PA, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s leading USDA versus FHA rates. It helps you determine the necessary income, credit score, reserves, and documentation required to qualify. By using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable program for your financial needs within .

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2025 Loan Limits and Down Payment Requirements in Hellam, County of York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Hellam, PA

The aim of Lendersa® is to promptly connect you with the best possible USDA or FHA loans without any difficulty. Begin by selecting one of the three foundational pathways that align you with matching lenders and appropriate USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, secured by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is designed for properties in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering financial flexibility and making it a compelling option for qualifying rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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