USDA Vs. FHA Pro and Con comparison in Hellam, York County, PA
In 2025, the USDA loan limit for Hellam, located in the county of York, PA, is set at $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s leading USDA versus FHA rates. It helps you determine the necessary income, credit score, reserves, and documentation required to qualify. By using our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable program for your financial needs within .
2025 Loan Limits and Down Payment Requirements in Hellam, County of York, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Hellam, PA
The aim of Lendersa® is to promptly connect you with the best possible USDA or FHA loans without any difficulty. Begin by selecting one of the three foundational pathways that align you with matching lenders and appropriate USDA loan programs.
A USDA home loan, secured by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is designed for properties in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, offering financial flexibility and making it a compelling option for qualifying rural buyers.
We offer guidance to those trying to set up many types of financial vehicles, including ones from HARP, the VA, the SBA, and the FHA. You also can ask about obtaining loans for a variety of purposes, including doing home improvements or renovations. We’re even willing to help customers explore reverse mortgage options.
Complete Mortgage, professional mortgage company specializing in residential mortgages. At Complete Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.
2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
By calling Hard Money Funding Source today, you'll be assisted by 20+ year experienced licensed professionals.We regularly close deals in as little as five business days.We provide you with access to the best loan structures and programs available to fit your unique loan scenario.
Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.
Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs
A&D Mortgage (NMLS #958660) is a full service lender offering a wide spectrum of Conventional and Government mortgage products. Our knowledgeable team of experts will constantly impress you with the first-class service, that you have never experienced. At A&D Mortgage our core strengths are personal touch and unique products.
