USDA Vs. FHA your options comparison in Lower-Windsor, York County, PA
In the year 2025, for the county of York in Lower-Windsor, PA, the USDA loan cap is set at $285,000, whereas, for a single-family residence, the FHA loan ceiling is $356,362.
To evaluate today's top USDA and FHA rates, and to ascertain the income, credit score, reserves, and documentation necessary for qualification, use the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the most suitable program according to your unique financial situation in .
2025 Loan Caps and Down Payment Specifications in Lower-Windsor, York County, PA
Type of Loan
Maximum Loan Amount
Down Payment Rate
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Lower-Windsor, PA
The aim of Lendersa® is to secure you an optimal USDA or FHA loan quickly and efficiently. Choose from three initial options that contribute to matching lenders and available USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This option is only available in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.
313 Alamo Street, Suite A, Lake Charles, LA, 70601
AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
Dunn Mortgage & Associates, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.
Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.
Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
The State Exchange Bank opened in Salt Fork, Oklahoma on October 1, 1901. As a result of circumstances brought about by the nation’s financial crisis in the early 1930s, the bank was moved to Lamont in 1935. Since its beginning, the bank has remained a locally-owned independent community bank.
Riverfork Federal Credit Union got its start in 1959 by a group of City of Grand Forks employees. The original name of the credit union was Grand Forks City Employees Federal Credit Union. To exemplify the “people helping people” philosophy of the credit union movement, the employees pooled their money and loaned it to those employees in need.
"Today, we stand as one of the last remaining community banks in East Texas, and our commitment to you has only grown stronger.
Every product and service we offer is designed with your best interest in mind. From providing you with the latest financial products and tools to offering you the know-how advice to help you grow, we do it all for you.
Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
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