USDA and FHA Pro and Con in East-Allen, Northampton County, PA

In 2025, the USDA loan cap for East-Allen in Northampton county, PA is $298,080, whereas the FHA cap is $372,600 for a single-family dwelling.

Utilize Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA, and ascertain the necessary income, credit score, reserves, and relevant documents needed for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side to determine which program is optimal for your financial needs in Alabama.

Examine and contrast loan propositions from 100 lenders

2025 Loan Caps and Initial Payments in East-Allen, Northampton County, PA

Type of Loan Limit on Loan Initial Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in East-Allen, PA

Lendersa® strives to swiftly connect you with the best USDA or FHA loan, ensuring a hassle-free experience. Begin with one of three fundamental paths to align with suitable lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan is guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas and contrast with FHA loans, which require a minimum down payment of 3.5%. USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Security Bank of Roundup
  • 401 Main Street, Roundup, MT, 59072
  • First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
  • U1st Community Federal Credit Union
  • 601 N Canal Street, Carlsbad, NM, 88220
  • U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
  • Internationalites Federal Credit Union
  • 901 North Canal Street, Carlsbad, NM, 88220
  • The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
  • Eddy Federal Credit Union
  • 909 W Pierce Street, Carlsbad, NM, 88220
  • Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
  • Western Commerce Bank
  • 127 S. Canyon St, Carlsbad, NM, 88220
  • Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
  • Guadalupe Credit Union
  • 3601 Mimbres Lane, Santa Fe, NM, 87507
  • Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
  • Bank of Bridger
  • 101 South Main, Bridger, MT, 59014
  • Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.
  • Kimball Home Mortage
  • 332 White Star Circle, Billings, MT, 59106
  • At Kimball Home Mortgage we strive to provide the best customer experience possible. Whether you're a first time home buyer or real estate pro, our team is here to make your loan process as easy as possible.we are a mortgage broker, we have a wide range of loan programs available.
  • Los Alamos Schools Credit Union
  • 1010 Central Avenue, Los Alamos, NM, 87544
  • As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.
  • Yellowstone Bank
  • 12 1st Avenue, Laurel, MT, 59044
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.