USDA VS FHA in East-Allen, Northampton County, PA

In 2025, the USDA loan cap for East-Allen in Northampton county, PA is $298,080, whereas the FHA cap is $372,600 for a single-family dwelling.

Utilize Lendersa® USDA loan calculator to evaluate today's best rates for USDA versus FHA, and ascertain the necessary income, credit score, reserves, and relevant documents needed for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side to determine which program is optimal for your financial needs in Alabama.

Examine and contrast loan propositions from 100 lenders

2025 Loan Caps and Initial Payments in East-Allen, Northampton County, PA

Type of Loan Limit on Loan Initial Payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in East-Allen, PA

Lendersa® strives to swiftly connect you with the best USDA or FHA loan, ensuring a hassle-free experience. Begin with one of three fundamental paths to align with suitable lenders and USDA loan schemes.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan is guaranteed by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural areas and contrast with FHA loans, which require a minimum down payment of 3.5%. USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bravera Bank
  • 220 1st Ave W, Dickinson, ND, 58601
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
  • Dacotah Federal Credit Union
  • 2990 E Highway 44, Rapid City, SD, 57703
  • Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.
  • The Texas Mortgage Pros
  • 4819 Williams Drive, Georgetown, TX, 78633
  • The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.
  • First Texas Bank
  • 900 Austin Avenue, Georgetown, TX, 78627
  • From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.
  • PamCel Community Federal Credit Union
  • 1939 N Hobart Street, Pampa, TX, 79065
  • PamCel Community FCU has been open since 1953. The credit union has assets totaling $14.8 Million & provides banking services to more than 1, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member & access.
  • Cabot Community Credit Union
  • 1063 N Sumner Street, Pampa, TX, 79065
  • Cabot Credit Union was officially chartered on June 6, 1931 after successfully completing the filing process with the Department of Banking. On 1956, Cabot Credit Union changed our name to Cabot Employees Credit Union to better reflect the membership of the time. Our commitment to our membership. It defines who we are, what we do, and why we exist.
  • Chadron Federal Credit Union
  • 126 East 3rd Street, Chadron, NE, 69337
  • The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
  • First National Bank
  • 729 West 7th Avenue, Spearman, TX, 79081
  • A group of investors led by current CEO/Chairman Bill Pittman founded First National Bank in April, 1985. Since the bank has opened, Bill has repeatedly said, "The only difference between banks is the people. At First National Bank, we strive every day to treat our customers the way we want to be treated.
  • Home Inspired Lending LLC
  • 5508 Sabbia Cove, Round Rock, TX, 78665
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • JNC Mortgage Company
  • 8105 Porto Cove, Round Rock, TX, 78665
  • JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family's.