USDA Vs. FHA your options comparison in North-Whitehall, Lehigh County, PA

In 2025, USDA loan limit in North-Whitehall, county of Lehigh, PA is $298,080 while FHA limit is $372,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Whitehall, county of Lehigh, PA

Loan Type Loan Limit Down payment
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in North-Whitehall, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Financial Cornerstone, Inc
  • 16776 Bernardo Center Drive, Suite 203, San Diego, CA, 92128
  • At Financial Cornerstone, Inc., we strive to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Advantage Mortgage
  • 17353 Graciosa Court, San Diego, CA, 92128
  • Founded in 2002, Advantage Mortgage is a service oriented real estate mortgage brokerage owned and operated by Richard G. "Buck" Hite. Buck Hite has been a licensed real estate and mortgage broker for over 30 years. His experience and knowledge are invaluable in successfully navigating the real estate transaction.
  • Platinum Mortgage & Realty San Diego
  • 16476 Bernardo Center Dr, Suite 127, San Diego, CA, 92128
  • Platinum Mortgage is all about the relationship we build with our clients, it all begins & ends with our clients.We will take the utmost care to ensure that our clients goals are exceeded & there financial health is always in a better place when they use services. Platinum Mortgage has the knowledge, experience & wherewithal to structure your loan
  • Blue Horizon Property
  • 11956 Bernardo Plaza Dr, Suite 135, San Diego, CA, 92128
  • Our Mission is to earn the trust of our clients through performance of professional hard work and dedication to achieve our clients goals; whether Selling, buying or obtaining the best Mortgage Rate and and Term for your next Purchase or Refinance. We aim to be our clients best choice.
  • America Choice Mortgage, Inc
  • 11828 Rancho Bernardo Road, Suite 201, San Diego, CA, 92128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Source Capital Funding, Inc.
  • 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128
  • Source Capital has funded hundreds of millions of dollars in loans secured by real estate. As a direct, licensed private hard money lender, our clients can count on us to deliver fair terms and fund quickly. We work with all types of borrowers and understand even the most complex scenarios.
  • Source Capital Funding
  • 11770 Bernardo Plaza Court, Suite 205, San Diego, CA, 92128
  • Founded in 2007 and headquartered in San Diego, California, Source Capital Funding, a hard money lender that specializes in the underwriting and funding of commercial and residential hard money real estate loans in California, Arizona Oregon, and Minnesota.Source Capital has a diverse background in real estate, sales and corporate finance.
  • Tacoma Longshoremen Credit Union
  • 3602 Alexander Avenue, Tacoma, WA, 98424
  • The Tacoma Longshoremen Credit Union is a member-owned financial institution whose purpose is to meet its member's financial needs and promote the financial well-being of its members by providing them with financial services in a friendly and considerate manner. and The Tacoma Longshoremen Credit Union is a not for profit.
  • JWK & Associates
  • 355 N Sheridan Street, Suite 115, Corona, CA, 92878
  • "JWK & ASSOCIATES is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,"
  • Employees Choice Federal Credit Union
  • 266 S Magnolia Ave, El Cajon, CA, 92020
  • On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.
  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r