USDA Vs. FHA your options comparison in North-Whitehall, Lehigh County, PA
As of 2025, the USDA loan limit in North-Whitehall, situated in Lehigh County, PA, stands at $298,080, while the FHA limit for a single-family home is listed as $372,600.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the necessary income, credit, reserves, and required documentation for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loan options side by side to decide which program in fits your financial situation best.
2025 Loan Limits and Down Payment Requirements in North-Whitehall, Lehigh, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Whitehall, PA
At Lendersa®, our objective is to help you secure the most suitable USDA or FHA loan efficiently and hassle-free. Choose from one of three initial paths that will connect you to matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture — also referred to as a USDA rural development loan or USDA mortgage — and is exclusively available in rural neighborhoods. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.
Linkage Credit Union has been open since 1931. The credit union has assets totaling $17.59 Million and provides banking services as Waco Texas Federal Employees Credit Union. Over the next 81 years, our name changed to Postal Employees Credit Union to Waco Postal Credit Union and now Linkage Credit Union
6002 Rogerdale Road, Suite 550, Houston, TX, 77072
Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
Smart Financial is a full-service, financial institution that focuses on people, not profits. Our staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valuable member-owners like you with your financial needs.
Explore our Annual Reports to learn how we are working to do just tha
11224 Southwest Fwy, Suite 100, Houston, TX, 77031
Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.
Central National Bank was founded in Waco in 1977 as a “neighborhood bank." After two decades of growth and poised as Waco’s Leading Independent Bank, Central National Bank expanded into Temple and Austin to serve Central Texans along the I-35 corridor from Waco to Austin, with 40 years of service and approximately $1 billion in assets.
GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.
First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.
Our loans are designed to help solve these surprises without creating another problem down the road. We want to make our loan fit within your available budget each month but we also stress the importance of paying down the principal on the loan as quickly as possible. Most loan companies want you to stay on the loan as long as possible.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
