USDA VS FHA in Decatur, Clearfield County, PA

In 2025, the USDA loan cap in Decatur, county of Clearfield, PA, is $336,500, while the FHA limit for a single-family property is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the highest USDA and FHA rates today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you decide which is best for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Decatur, County of Clearfield, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Decatur, PA

The goal of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loans without delay. Begin with one of three strategies that will align you with matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, backed by the Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, which makes them an attractive choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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