USDA Vs. FHA your options comparison in Decatur, Clearfield County, PA

In 2025, the USDA loan cap in Decatur, county of Clearfield, PA, is $336,500, while the FHA limit for a single-family property is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the highest USDA and FHA rates today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you decide which is best for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Decatur, County of Clearfield, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Decatur, PA

The goal of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loans without delay. Begin with one of three strategies that will align you with matched lenders and USDA loan programs.

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Understanding the USDA Loan in PA

The USDA home loan, backed by the Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, which makes them an attractive choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Georgia's Own Credit Union
  • 100 Peachtree St, Suite 2800, Atlanta, GA, 30303
  • Georgia's Own was founded in 1934 by a group of telephone employees with an initial investment of $160. Since that time, the Credit Union has grown to be one of the largest Credit Unions in the state with assets over $2 billion and membership over 180, 000. In addition, we serve the employees of over 430 sponsor companies.
  • AGAP Commercial Services
  • 235 Peachtree St. NE, Suite 434, Atlanta, GA, 30303
  • At AGAP Commercial Services, where the monetary needs of your business are met through flexible financing solutions. It’s no secret that getting capital can be difficult. Low credit scores, cash flow problems, & a lack of collateral can prevent business owners from getting the funds & financing they need to succeed. That is where AGAP comes in.
  • Commercial Loan Specialist (CLS)
  • 236 Forsyth St SW, Suite 100, Atlanta, GA, 30303
  • Our team of capital advisors have delivered superior terms and rates for deals ranging from single family fix’n’flips to institutional grade multi-million dollar projects across the US. and also We will not only advise on your acquisition, but also identify the right lender for the specific asset class, negotiate the best terms + rate.
  • Gist Group LLC
  • 235 Peachtree Street NE, Atlanta, GA, 30303
  • Gist Group LLC is a First Class Commercial Real Estate Firm. Established in 2013 in Myrtle Beach, SC. Currently owned and operated in Atlanta, GA. Gist Group LLC has been positioned as a leader in finance brokerage industry. Reviewing thousands of Business and Real Estate projects annually.
  • Baker Collins
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.
  • The Millennium Financial Solutions Inc
  • 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • APCU
  • 3900 Crown Road, Atlanta, GA, 30380
  • APCU was chartered in 1925 as the state’s first not-for-profit financial institution. Like all credit unions, APCU is a member owned cooperative. As a non-profit organization, we return profits to our members in the form of better rates and fewer fees. Once a member, you’re always a member, even if you change employers, retire, or relocate.
  • Community Lending Solutions Inc
  • 801 Moreland Avenue, Suite B, Atlanta, GA, 30316
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • CR Mortgage Solutions Inc
  • 585 Grant Street South East, Atlanta, GA, 30312
  • CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield. In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area
  • UW Credit Union
  • 3500 University Ave, Madison, WI, 53705
  • UW Credit Union prides itself on being a financial institution that makes a positive difference with our members and within our communities. Because humanity resides at the heart of everything we do, we've dedicated ourselves to putting our members’ best interest first. Our members know they can count on us to do the right thing—each and every day.