USDA and FHA Pro and Con in Philipsburg, Centre County, PA
In 2025, the USDA loan limit in Philipsburg, an area within Centre county, PA, is set at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize Lendersa® USDA loan calculator to compare current USDA versus FHA best rates and discover the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options together, helping you decide which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Philipsburg, Centre, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Philipsburg, PA
Lendersa® aims to secure the optimal USDA or FHA loan for you swiftly and effortlessly. Choose among three starting options to find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the government's Department of Agriculture. It is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.
23215 Commerce Park, Suite 108, Beachwood, OH, 44122
CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
When you open an account with Campbell Federal Credit Union, you’re doing more than just getting great financial products and services; you’re becoming a member-owner. And as an owner, we’ll treat you with courtesy, respect and friendly service in a family-friendly atmosphere, every time.
America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.
Our mission is to serve our customers with honesty, integrity and competence.
1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.
First Financial Lending is a full service mortgage broker and lending firm. We have an experienced staff offering expertise in every are of mortgage lending. We have access to a full range of mortgage programs & all of our specialists are dedicated to finding you the right loan with the best rates, terms & lowest costs to meet your unique needs.
We’re proud to serve you! As a valued member of our financial “family” your needs are our #1 priority. That’s why we offer a wide variety of products and friendly, reliable service – all in one convenient place. Our checking, savings & investment accounts are all designed to meet your individual needs.
The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
