USDA and FHA Pro and Con in Halfmoon, Centre County, PA

In 2026, the USDA loan limit in Halfmoon, found in Centre County, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, determining necessary income, credit, reserves, and required documents. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, providing clarity for the best choice in Alabama based on your financial situation.

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2026 Loan Limits and Down Payment Requirements in Halfmoon, Centre County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Halfmoon, PA

Lendersa® is focused on getting you the best USDA or FHA loan quickly and with ease. Choose from one of three pathways to connect with suitable lenders and USDA loan options.

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What is a USDA Loan in PA?

A USDA home loan, backed by the U.S. Department of Agriculture and often called a USDA Rural Development Loan or USDA Mortgage, is available solely in rural areas. It differs from FHA loans in requiring no down payment, while FHA mandates a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mutual Savings CU
  • 10 Peachtree Place NE, Atlanta, GA, 30309
  • Mutual Savings was established in 1933 by eight Atlanta Gas Light Company employees who pooled their funds together to establish the Credit Union. Recall in 1933 it was the great depression when more than 5,000 banks failed and the unemployment rate peaked at twenty-five percent. It was a time when Atlanta Gas Light Company employees.

  • Georgia Banking Company
  • 1776 Peachtree Street NW, Suite 300, Atlanta, GA, 30309
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  • 11100 Peachtree St, Suite 200, Atlanta, GA, 30309
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    TLA provides Professional Counseling services to both families and individuals.

  • LoanGIANT
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  • Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669.

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  • 1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
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  • 707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
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  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
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  • 5325 High Crossing Boulevard, Madison, WI, 53718
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