USDA Vs. FHA Pro and Con comparison in South-Hanover, Dauphin County, PA

In 2025, the USDA loan limit in South-Hanover, located in the county of Dauphin, PA, is $285,000, whereas the FHA cap for a single-family home stands at $356,362.

The Lendersa® USDA loan calculator is available to help you compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in South-Hanover, Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Hanover, PA

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complication. Begin with one of three paths matching you with lenders and USDA loan programs.

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Understanding a USDA Loan in PA

A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

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