USDA Vs. FHA your options comparison in South-Hanover, Dauphin County, PA

In 2025, the USDA loan limit in South-Hanover, located in the county of Dauphin, PA, is $285,000, whereas the FHA cap for a single-family home stands at $356,362.

The Lendersa® USDA loan calculator is available to help you compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in South-Hanover, Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Hanover, PA

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complication. Begin with one of three paths matching you with lenders and USDA loan programs.

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Understanding a USDA Loan in PA

A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Precision Federal Credit Union
  • 7 Optical Avenue, Keene, NH, 03431
  • FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members. As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
  • Newport Mortgage LLC
  • 55 John Clarke Road, Unit A16, Middletown, RI, 02842
  • "Newport Mortgage LLC is a residential, and commercial mortgage company, located in Newport RI. Newport Mortgage LLC is owned and operated by Mark Jernstedt. Mr. Jernstedt brings over 25 years of experience, originating residential and commercial loans. When you apply for a loan with Newport Mortgage LLC,"
  • Gold Medal Mortgage Inc
  • 37490 Harvest Drive, Avon, OH, 44011
  • Our mortgage team members will give you the personal service you deserve & treat you with the respect due an esteemed customer.We realize the big commitment you are making in purchasing a house, refinancing, or cashing out your equity.So we make a commitment to you: we will help you qualify, apply & be approved for perfect mortgage loan for you.
  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
  • Fayette Federal Credit Union
  • 6058 Robert C Byrd Drive, Mount Hope, WV, 25880
  • Fayette Federal Credit Union is a member owned organization whose mission is to meet the needs of all of our members by providing quality, personalized service while maintaining financial stability. We seek to provide ultimate member satisfaction in an ethical and financially sound manner.
  • FAMILY FINANCIAL GROUP, INC
  • 480 Hope Street, Suite One, Providence, RI, 02906
  • Family Financial Group, Inc is a family owned and run company. I work with my brother, Luke. We are committed to making sure that every client is "treated like family." We are here to answer questions about the home buying process whether you are just starting out or buying your 10th property.