USDA and FHA Pro and Con in South-Hanover, Dauphin County, PA

In 2025, the USDA loan limit in South-Hanover, located in the county of Dauphin, PA, is $285,000, whereas the FHA cap for a single-family home stands at $356,362.

The Lendersa® USDA loan calculator is available to help you compare today's best USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in South-Hanover, Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in South-Hanover, PA

The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without complication. Begin with one of three paths matching you with lenders and USDA loan programs.

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Understanding a USDA Loan in PA

A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Himalaya Mortgage
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  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210
  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
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  • "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid. What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
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  • The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i
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  • Welcome to Metropolitan Mortgage Corporation, your trusted mortgage lender serving Overland Park, KS, and surrounding areas. Our portfolio of loan products includes Conventional, Jumbo, FHA, VA, USDA, and renovation loans, ensuring that we have the perfect financing solution for every situation. With a commitment to customer satisfaction, we have p
  • Kairos Movements Mortgage Services LLC
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