In 2026, the USDA loan limit for Hershey in Dauphin County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, evaluating the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping to determine the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you without hassle. Choose from three starting points to connect with lenders and discover suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available exclusively in rural areas, these loans require no down payment, differing from FHA loans which mandate at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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