USDA Loan Vs. FHA loan pro & con Hershey, Dauphin County, PA

In 2025, the USDA loan limit for Hershey in Dauphin County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, evaluating the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping to determine the best program for your financial needs in .

USDA & FHA Loan Options in Hershey, PA

Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you without hassle. Choose from three starting points to connect with lenders and discover suitable USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available exclusively in rural areas, these loans require no down payment, differing from FHA loans which mandate at least a 3.5% down payment.

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(671) 477-8736 Lender's profile and map Reviews Coast360 Federal Credit Unio 450 Route 8, Hagatna, GU, 96910 Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
(717) 489-1770 Lender's profile and map Reviews Artisan Mortgage Company, Inc. 239 Highland Rd, Hershey, PA, 17033 Artisan Mortgage was formed in 2005 as a full service mortgage company with headquarters in Bay Shore, NY and branch office in Hershey, PA to serve the needs of new and existing homeowners through individualized service, a variety of lending programs, and a simplified, efficient loan closing process.
(717) 533-9174 Lender's profile and map Reviews Hershey Federal Credit Union 232 Hershey Road, Hummelstown, PA, 17036 Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.
(717) 564-3081 Lender's profile and map Reviews Blue Chip Federal Credit Union 5050 Derry Street, Harrisburg, PA, 17111 Founded in 1948 as RDG Harrisburg Credit Union to serve the financial needs of railroad workers in central PA. In 1976, we changed our name to CenPennRail Credit Union when we amended our charter to include employees of AMTRAK & CONRAIL who worked in central PA. At this time, family relatives of members became an important part of the credit union.
(717) 232-3526 Lender's profile and map Reviews Belco Community Credit Union 449 Eisenhower Boulevard, Suite 200, Harrisburg, PA, 17111 Belco Community Credit Union was organized in 1939 as a federally chartered credit union, serving the employees of Bell Telephone Company of Harrisburg, Pennsylvania. Belco's conversion to a state chartered credit union in 1997 opened the doors to expanding services to other businesses in Central Pennsylvania.
(717) 545-9329 Lender's profile and map Reviews Local 520 U.A. Federal Credit Union 7193 Jonestown Road, Harrisburg, PA, 17112 Local 520 UA Federal Credit Union We appreciate your business and look forward to servicing your every day needs. We are working to add more benefits to your Credit Union experience in the upcoming months. Stay tuned to our page and be sure to check out your statements and added mailers.
(717) 541-5132 Lender's profile and map Reviews Kane Mortgage, Inc 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112 Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.
(717) 774-7706 Lender's profile and map Reviews New Cumberland Federal Credit Union 345 Lewisberry Road, New Cumberland, PA, 17070 NCFCU is a full-service, not-for-profit, member-owned financial institution. Unlike profit-driven banks that benefit only a small number of stockholders, we return excess earnings to all of our members in the form of lower interest rates for loans, higher yields on savings and investment accounts, and by adding new financial products and services.
(717) 272-2210 Lender's profile and map Reviews Lebanon Federal Credit Union 300 Schneider Drive, Latrobe, PA, 17046 At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
(717) 737-9335 Lender's profile and map Reviews Atlantic Community Bankers Bank 1400 Market Street, Camp Hill, PA, 17011 Founded in 1983, ACBB is governed by community financial institutions. We exist to serve them by advocating for our industry, providing services to drive efficiency and profitability, and extending institutions’ internal resources with those of a trusted partner and also ACBB is ideally positioned to support clients through a broad.
(717) 737-4152 Lender's profile and map Reviews Susquehanna Valley Federal Credit Union 3850 Hartzdale Drive, Camp Hill, PA, 17011 "At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service! Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety