USDA Loan Vs. FHA loan pro & con Hershey, Dauphin County, PA

In 2025, the USDA loan limit for Hershey in Dauphin County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, evaluating the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping to determine the best program for your financial needs in .

USDA & FHA Loan Options in Hershey, PA

Lendersa® aims to swiftly secure the best possible USDA or FHA loan for you without hassle. Choose from three starting points to connect with lenders and discover suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available exclusively in rural areas, these loans require no down payment, differing from FHA loans which mandate at least a 3.5% down payment.

Get top 10
USDA LENDERS
customized to yout needes

(800) 288-6423 Lender's profile and map Reviews Utilities Employees Credit Union 11 Meridian Boulevard, Wyoming, PA, 19610 Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
(610) 372-8010 Lender's profile and map Reviews Discovery Federal Credit Union 2744 Century Boulevard, Wyoming, PA, 19610 At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
(267) 294-6325 Lender's profile and map Reviews CDL Mortgage Services LLC 50 Berkshire Ct, Wyomissing, PA, 19610 We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
(570) 628-2400 Lender's profile and map Reviews CACL Federal Credit Union 1800 West Market Street, Pottsville, PA, 17901 The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
(800) 237-7288 Lender's profile and map Reviews Members 1st Federal Credit Union 516 East Lancaster Avenue, Reading, PA, 19607 Since 1950, we’ve been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small desk and small counter outside the personnel office at the Naval Supply Depot in Mechanicsburg, PA, we’ve now grown to over 50 branches across 7 counties.
(717) 789-3213 Lender's profile and map Reviews The Bank of Landisburg 100 North Carlisle Street, Landisburg, PA, 17040 The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.
(717) 637-4699 Lender's profile and map Reviews Allcredit Home Loans, Inc 228 Baltimore Street, Hanover, PA, 17331 We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
(717) 630-9300 Lender's profile and map Reviews Affordable Home Mortgage, Inc. 300 Baltimore Street, Hanover, PA, 17331 Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(570) 286-5739 Lender's profile and map Reviews Central Keystone FCU 1000 Market Street, Sunbury, PA, 17801 Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(610) 468-9894 Lender's profile and map Reviews Max Mortgage 6103 Washington Drive, Reading, PA, 19606 Max Mortgage is a full-service mortgage brokerage based in Reading, Pennsylvania. Founded in 2005 by a Brazilian-American woman, we are proud to have helped turn thousands of customers into homeowners. We are not a large company, nor do we want to be. We are a tight-knit, family-owned company that puts our customers first.
(888) 334-2262 Lender's profile and map Reviews ACNB Bank 100 V-Twin Drive, Gettysburg, PA, 17325 ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage