In 2025, the USDA loan limit for Ephrata in Lancaster County, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare leading USDA vs FHA rates today, assessing the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in is best suited for your financial needs.
2025 Loan Limits & Down Payment Requirements in Ephrata, Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Ephrata, PA
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Start by choosing one of three paths to connect with lenders and explore suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring at least 3.5% down, USDA loans need no down payment.
301 East 17th Street, Suite 209, Costa Mesa, CA, 92627
Laguna Equity Funding Inc is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
170 East 17th Street, Suite 200E, Costa Mesa, CA, 92627
Mark has been a licensed Mortgage Broker and Realtor since 1997. As owner of Ingram Company Realty & Mortgage, he specializes in first time buyers and works within all aspects of the mortgage industry to successfully find the right product for his clients. he worked as a Controller for a manufacturing company in Huntington Beach
1901 Newport Boulevard Suite 350, Costa Mesa, CA, 92627
Triple Crown Funding deals directly with investors to fund private money loans. We are based in Orange County California and our executive team has spent many years building up our established network of private money investors. We work with mortgage brokers, bankers, real estate professionals and investors.
It has been Broker/Owner Corey Kohnke’ s dreams to open a Private Real Estate Investment Company. That dream is now here. Meet BN Loans Inc. – a private lender for real estate investors. We offer great customer service that allows our borrowers’ to focus on acquisitions and current projects.
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.
Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.
3327 West Beverly Boulevard, Montebello, CA, 90640
HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages
