USDA Loan Vs. FHA loan for Clay, PA [Lancaster County ]

For the year 2025, the USDA loan limit in Clay, within the county of Lancaster, PA, is $336,500, while the FHA cap for a single-family home is $472,030.

The Lendersa® USDA loan calculator is a valuable tool for comparing the best USDA versus FHA rates available today. It helps identify the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side to determine which program suits your financial needs best in .

USDA and FHA Loan Opportunities in Clay, PA

Lendersa® is committed to quickly securing the most advantageous USDA or FHA loan for you without complications. Choose one of three starting paths that match you with lenders and USDA loan programs.

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Defining a USDA Loan in PA

A USDA home loan, guaranteed by the government Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. In contrast to FHA loans that require a down payment of at least 3.5%, the USDA mortgage requires no down payment, offering a unique advantage.

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(512) 423-1635 Lender's profile and map Reviews Equal Housing Opportunity 11012 Montesa Drive, Austin, TX, 78726 Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
(512) 477-2641 Lender's profile and map Reviews Travis County Credit Union 1101 North Interstate 35, Austin, TX, 78702 Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.
(888) 222-0017 Lender's profile and map Reviews PeopleFund 2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702 PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
(512) 663-0473 Lender's profile and map Reviews HMG Finance, Inc. 2021 Guadalupe Street, Suite 260, Austin, TX, 78705 At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
(833) 505-1705 Lender's profile and map Reviews Tomo Mortgage, LLC 1645 East 6th Street, Suite 100, Austin, TX, 78702 Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020
(512) 699-3649 Lender's profile and map Reviews Park Place Funding, LLC 2220 E Cesar Chavez St, Austin, TX, 78702 Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
(512) 220-9916 Lender's profile and map Reviews Loan Ranger Capital 1800 E 4th St, Suite 170, Austin, TX, 78702 Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.
(325) 648-2216 Lender's profile and map Reviews Mills County State Bank 1017 Parker Street, Goldthwaite, TX, 76844 MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter
(512) 472-3258 Lender's profile and map Reviews VATAT Credit Union 614 E 12th Street, Austin, TX, 78701 The VATAT Credit Union was founded in 1961 when it was organized for the benefit of its members, the Ag Science Teachers of Texas. In December of 1999, the credit union expanded the membership base to include the Texas Industrial Vocational Teachers and the Family Consumer Science Teachers of Texas.
(512) 474-1955 Lender's profile and map Reviews Public Employees Credit Union 306 East 10th Street, Austin, TX, 78701 Public Employees Credit Union has been open since 1952. The credit union has assets totaling $460.89 Million and provides banking services to more than 23, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(888) 677-2526 Lender's profile and map Reviews HomeLife Mortgage 111 Congress Ave, Suite 500, Austin, TX, 78701 Our enduring history of delivering personalized service is built on one solid foundation: an unwavering commitment to delivering the highest quality service and exceed the expectations of our clients and business partners. We have helped thousands of new homeowners feel confident in their decision making.
(512) 256-9900 Lender's profile and map Reviews Fast Commercial Capital 600 Congress Avenue, 14th Floor, Austin, TX, 78701 FastCommercialCapital.com is a direct correspondent commercial bridge lender founded by experienced real estate operators and specialty finance processionals. FastCommercialCapital.com focuses on providing short term bridge loans, secured by first mortgages, on commercial and residential investment real estate.