USDA Vs. FHA Pro and Con comparison in West-Cocalico, Lancaster County, PA
In the year 2025, the USDA loan limit in West-Cocalico, which is within Lancaster county, PA, is set at $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.
To assess the top current USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool assists in determining the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loan options side by side, helping you select the best program for your financial needs in .
Loan Limits and Down Payment Requirements in West-Cocalico, Lancaster County, PA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available Loan Options for USDA and FHA in West-Cocalico, PA
Lendersa® strives to swiftly and effortlessly secure the best USDA or FHA loan for you. Start by choosing one of three pathways that lead to lender matches and available USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. It's designed specifically for rural neighborhoods. Unlike FHA loans, which demand a minimum of 3.5% down payment, a USDA mortgage requires no down payment whatsoever.
8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293
ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.
Fresno First Bank is dedicated to the banking needs of businesses, professionals, & successful individuals throughout Central CA. We believe businesses & individuals want the "hands-on, know your customer" approach. It is our mission to provide a full range of banking services differentiated by an ability to tailor & adjust services quickly.
7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.
Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Advisory Home Loans is a Mortgage Broker located in Fresno, California. We offer custom loan terms, for example, if you have a 30 year fixed rate loan that is 3 years old, instead of "going backwards" with a new 30 year loan we can do a 27 year term. You name the term, we can do it (30 years and lower).
Community Home Loans once in a lifetime opportunity presently exists for that visionary entity who can fully grasp the significance of the US Federal Trademark: Community Home Loans. It is truly the name that connects with customers worldwide. It is the name that represents the image of the new United States residential mortgage frontier.
2350 West Shaw Avenue, Suite 140, Fresno, CA, 93711
Mount Saber is the first time investor or a highly seasoned investor, our real estate investor financing programs are a ideal resource to achieve your ultimate real estate acquisition objectives. Please see our basic funding guidelines below that will equip you with the knowledge to be able to get your first real estate deal on track and closed
