In 2025, the USDA loan limit in Lehigh, within the county of Northampton, PA, is $336,500, whereas the FHA limit is $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This tool helps determine the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly connect you with the ideal USDA or FHA loan without unnecessary hassle. Select one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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