USDA Vs. FHA Pro and Con comparison in East-Hempfield, Lancaster County, PA

As of 2025, the USDA loan limit in East-Hempfield, positioned in the county of Lancaster, PA, is $285,000. In comparison, for a similar single-family residence, the FHA loan limit is $356,362.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool guides you through assessing the necessary income, credit scores, reserves, and required documentation to secure a qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating an informed decision regarding the most suitable program in Alabama for your financial needs.

Explore loan options from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in East-Hempfield, Lancaster, PA

Type of Loan Maximum Loan Limit Down Payment Requirement
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in East-Hempfield, PA

Primarily, Lendersa® aims to provide you with the most efficient USDA or FHA loan options, ensuring a swift and convenient process. Opt for one of three entry points to connect with suitable lenders and explore USDA loan offerings.

Insights into Lendersa's USDA loan request and matching outcomes

Insight into USDA Loans in PA

A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. It's specifically obtainable in rural areas. Distinguished from FHA loans, which require a minimum 3.5% down payment, USDA loans are available with no down payment necessary.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
  • ARE Mortgage Group, Inc
  • 13312 Ranchero Rd, Suite 473, Oak Hills, CA, 92344
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Ponce & Ponce Realty
  • 2086 S E St, San Bernardino, CA, 92408
  • Ponce & Ponce Realty has been in the real estate services business in the San Bernardino, Riverside, Rialto, Redlands, Loma Linda, Highland, Fontana, and Bloomington real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
  • Neighborhood Housing Services Of The Inland Empire
  • 1845 Business Center Drive S, Suite 120, San Bernardino, CA, 92408
  • Neighborhood Housing Services of the Inland Empire is a one stop shop, providing answers & support to meet our clients'​ housing needs. As a non-profit our mission is to build great communities, one home at a time. we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
  • Spot ON Lending, Inc.
  • 3242 East Coast Highway, Corona Del Mar, CA, 92408
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.
  • Arrowhead Mortgage
  • 225 West Hospitality Lane, Suite 201F, San Bernardino, CA, 92408
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Celer Mortgage Incorporated
  • 1918 Business Center Drive, Suite 106, San Bernardino, CA, 92408
  • Our mission is to be the home financing partner that you trust to serve you, your family, and community. We offer an environment where you feel empowered and we are dedicated to delivering exceptional customer service with the respect that you deserve. At Celer Mortgage Inc. we will provide the highest level of support.
  • Dunn Premier Inc
  • 424 East Vanderbilt Way, San Bernardino, CA, 92408
  • We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care