USDA Vs. FHA your options comparison in East-Hempfield, Lancaster County, PA
As of 2025, the USDA loan limit in East-Hempfield, positioned in the county of Lancaster, PA, is $285,000. In comparison, for a similar single-family residence, the FHA loan limit is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool guides you through assessing the necessary income, credit scores, reserves, and required documentation to secure a qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating an informed decision regarding the most suitable program in Alabama for your financial needs.
2025 Loan Limits and Down Payment Requirements in East-Hempfield, Lancaster, PA
Type of Loan
Maximum Loan Limit
Down Payment Requirement
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in East-Hempfield, PA
Primarily, Lendersa® aims to provide you with the most efficient USDA or FHA loan options, ensuring a swift and convenient process. Opt for one of three entry points to connect with suitable lenders and explore USDA loan offerings.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. It's specifically obtainable in rural areas. Distinguished from FHA loans, which require a minimum 3.5% down payment, USDA loans are available with no down payment necessary.
First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you.
we offered our members confidential credit and systematic savings plans.
Here at Community Partners FCU, we are dedicated to you and all your financial needs.
We've been around since 1971and with over 500 members and assets over $5 million, we strive to assist our members in receiving the best interest rates, loans, and member benefits.
Our most important asset is our members.
Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.
505 Martin Luther King Jr. Avenue, Lakeland, FL, 33815
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
