USDA VS FHA in East-Hempfield, Lancaster County, PA

As of 2025, the USDA loan limit in East-Hempfield, positioned in the county of Lancaster, PA, is $285,000. In comparison, for a similar single-family residence, the FHA loan limit is $356,362.

Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool guides you through assessing the necessary income, credit scores, reserves, and required documentation to secure a qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, facilitating an informed decision regarding the most suitable program in Alabama for your financial needs.

Explore loan options from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in East-Hempfield, Lancaster, PA

Type of Loan Maximum Loan Limit Down Payment Requirement
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in East-Hempfield, PA

Primarily, Lendersa® aims to provide you with the most efficient USDA or FHA loan options, ensuring a swift and convenient process. Opt for one of three entry points to connect with suitable lenders and explore USDA loan offerings.

Insights into Lendersa's USDA loan request and matching outcomes

Insight into USDA Loans in PA

A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. It's specifically obtainable in rural areas. Distinguished from FHA loans, which require a minimum 3.5% down payment, USDA loans are available with no down payment necessary.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EconMortgage
  • 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
  • Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
  • Advantage Mortgage Home Loans
  • 2334 S. 600 W, Syracuse, UT, 84075
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • Dollar Loan Center
  • 1789 W 7800 S, West Jordan, UT, 84088
  • This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
  • First Fidelity Financial Services
  • 8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
  • Reverse Freedom LLC
  • 9089 S 1300 W, Suite 110, West Jordan, UT, 84088
  • Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.
  • Secure Mortgage LLC
  • 8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • 1st Source Funding, Inc
  • 8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
  • We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
  • Do Hard Money
  • 8846 South Redwood Road, #C212, West Jordan, UT, 84088
  • "DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances. We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "