FHA Vs. USDA loan program for East-Petersburg, Lancaster County, Pennsylvania

In the year 2025, the USDA loan cap in East-Petersburg, part of Lancaster County, PA, is designated at $285,000. In comparison, the FHA loan limit for a single-family home stands at $356,362. Being aware of these financial ceilings is crucial for anyone planning to purchase a home, as it aids in setting realistic financial expectations and exploring viable housing options.

Utilize the Lendersa® USDA loan calculator to comprehensively compare the best rates available between USDA and FHA loans today. This tool will assist in identifying the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side insights into USDA, FHA, Conforming, and VA loan products, guiding you to choose the most suitable financial program for your unique situation in . This detailed analysis is intended to empower prospective homeowners by providing clear, comparative insights into various loan opportunities.

Exploring USDA and FHA Loan Paths in East-Petersburg, PA

At Lendersa®, our goal is to simplify the process of securing the best USDA or FHA loan quickly and without stress. Select one of our three starting methodologies to successfully connect with compatible lenders and explore applicable USDA loan programs, all designed to fit your needs efficiently.

Start your journey with a comprehensive USDA/FHA loan request, ensuring optimized options that suit your financial objectives.
Discover and analyze USDA and FHA rates & terms first, before making any commitments.
Investigate the largest database of USDA loan lenders available to expand your financing options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. These loans are particularly distinctive from FHA loans since they do not necessitate any down payment, while FHA loans require a minimum of 3.5% down payment. This key difference makes USDA loans a desirable alternative for eligible buyers looking to purchase a rural property.

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(801) 270-9233 Lender's profile and map Reviews Cardinal Mortgage Services 6783 South Redwood Rd, West Jordan, UT, 84084 Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(801) 260-7600 Lender's profile and map Reviews Cyprus Credit Union 3876 W. Center View Way, West Jordan, UT, 84084 Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
(801) 432-0793 Lender's profile and map Reviews EMPERIQ FINANCIAL LLC 7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084 Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
(385) 258-3588 Lender's profile and map Reviews EconMortgage 1747 Heritage Lane, Suite B202, Syracuse, UT, 84075 Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
(801) 668-1276 Lender's profile and map Reviews Advantage Mortgage Home Loans 2334 S. 600 W, Syracuse, UT, 84075 As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
(801) 933-5626 Lender's profile and map Reviews Dollar Loan Center 1789 W 7800 S, West Jordan, UT, 84088 This is Dollar Loan Center your Community Short-Term, personal loan provider with 57 locations across Nevada and Utah. Established in 1998, we’re the top provider of signature loans in the cash loan industry. The success of DLC signature loans is due to our competitive interest rate
(801) 545-8870 Lender's profile and map Reviews First Fidelity Financial Services 8821 South Redwood Rd, Suite B, West Jordan, UT, 84088 First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
(801) 921-4663 Lender's profile and map Reviews Reverse Freedom LLC 9089 S 1300 W, Suite 110, West Jordan, UT, 84088 Reverse Freedom Mortgage is a Utah owned and operated company headquartered in West Jordan, Utah. Our name says it all – since 2008 our only line of business is Reverse Mortgages. We are passionate about these products and about our clients who benefit from the programs we utilize to help secure a stronger retirement plan.