FHA Vs. USDA loan program for East-Petersburg, Lancaster County, Pennsylvania

In the year 2025, the USDA loan cap in East-Petersburg, part of Lancaster County, PA, is designated at $285,000. In comparison, the FHA loan limit for a single-family home stands at $356,362. Being aware of these financial ceilings is crucial for anyone planning to purchase a home, as it aids in setting realistic financial expectations and exploring viable housing options.

Utilize the Lendersa® USDA loan calculator to comprehensively compare the best rates available between USDA and FHA loans today. This tool will assist in identifying the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side insights into USDA, FHA, Conforming, and VA loan products, guiding you to choose the most suitable financial program for your unique situation in . This detailed analysis is intended to empower prospective homeowners by providing clear, comparative insights into various loan opportunities.

Exploring USDA and FHA Loan Paths in East-Petersburg, PA

At Lendersa®, our goal is to simplify the process of securing the best USDA or FHA loan quickly and without stress. Select one of our three starting methodologies to successfully connect with compatible lenders and explore applicable USDA loan programs, all designed to fit your needs efficiently.

Start your journey with a comprehensive USDA/FHA loan request, ensuring optimized options that suit your financial objectives.
Discover and analyze USDA and FHA rates & terms first, before making any commitments.
Investigate the largest database of USDA loan lenders available to expand your financing options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. These loans are particularly distinctive from FHA loans since they do not necessitate any down payment, while FHA loans require a minimum of 3.5% down payment. This key difference makes USDA loans a desirable alternative for eligible buyers looking to purchase a rural property.

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(574) 255-3193 Lender's profile and map Reviews TLCU Financial 1816 N Main Street, Mishawaka, IN, 46545 TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.
(270) 384-2265 Lender's profile and map Reviews United Citizens Bank of Southern Kentucky 700 Jamestown Street, Columbia, KY, 42728 United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
(800) 442-4576 Lender's profile and map Reviews West Michigan Credit Union 1319 Front Avenue NW, Grand Rapids, MI, 49504 Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
(270) 384-6433 Lender's profile and map Reviews Bank of Columbia 144 Public Square, Columbia, KY, 42728 Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.
(616) 406-3000 Lender's profile and map Reviews Mercantile Bank 310 Leonard St NW, Grand Rapids, MI, 49504 Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.
(270) 385-9577 Lender's profile and map Reviews Kessler Mortgage LLC 3475 Milltown Road, Columbia, KY, 42728 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
(502) 366-6022 Lender's profile and map Reviews Beacon Community Credit Union 7910 National Turnpike, Louisville, KY, 40214 Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union. With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.
(502) 415-2007 Lender's profile and map Reviews Commonwealth Capital Mortgage, LLC 6301 Strawberry Lane, Louisville, KY, 40214 Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!