USDA Loan Vs. FHA loan for Ebensburg, PA 2025

In 2025, the loan limit for USDA loans within Ebensburg, under the jurisdiction of Cambria County, PA, is set at $336,500. In comparison, the FHA loan limit for a single-family home stands at $472,030. Understanding these figures is essential for prospective homebuyers, as it influences their capacity to secure funding and plan their purchasing strategy effectively.

Utilize the Lendersa® USDA loan calculator to gain valuable insights into today’s leading USDA versus FHA rate offerings. This tool assists you in evaluating critical factors such as income requirements, necessary credit scores, reserves, and the documentation needed for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loan options side by side, enabling you to select the most fitting financial solution tailored to your specific needs in . Such comprehensive insights are invaluable for making informed financial decisions.

Exploring USDA and FHA Loan Opportunities in Ebensburg, PA

At Lendersa®, we aim to efficiently secure the best USDA or FHA loans for you with minimal hassle. Consider one of three strategic starting points that link you with matching lenders and appropriate USDA loan programs tailored to your financial needs. This systematic approach offers flexibility and readiness to adapt to varied borrowing scenarios.

Submit a comprehensive request optimized for USDA/FHA loan options to enhance your application journey.
Assess USDA and FHA rates & terms up front, ensuring informed preliminary evaluations.
Explore the extensive database of USDA loan lenders to broaden your financing choices.

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What is a USDA Loan in PA?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively accessible for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages eliminate the need for any down payment, making them particularly favorable for eligible applicants looking to purchase a home in rural settings. Such flexibility can significantly ease the path to homeownership for many borrowers.

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(231) 547-4411 Lender's profile and map Reviews Charlevoix State Bank 111 State Street, Charlevoix, MI, 49720 Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
(219) 923-8600 Lender's profile and map Reviews Illiana Financial Credit Union 1600 Huntington Drive, Calumet City, IL, 60409 Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
(803) 407-4470 Lender's profile and map Reviews Mr Mortgage LLC 325 George Sumner Drive, Columbia, SC, 29212 Mr. Mortgage a SC based Mortgage Brokerage firm is a small business that has become a major influence in the mortgage industry. This has been accomplished through the determination & loyalty that we have toward the financial success of all our customers. Brokerage firm is a small business that has become a major influence in the mortgage industry.
(803) 732-5787 Lender's profile and map Reviews MORTGAGE OPTIONS INC. 6140 St. Andrews Rd, Columbia, SC, 29212 The Mortgage Options Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of South Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.
(708) 891-6990 Lender's profile and map Reviews Heights Auto Workers Credit Union 13912 Torrence Avenue, Burnham, IL, 60633 Heights Auto Workers was founded in 1956. It was a credit union formed for the workers of Ford Motor Company. Since that time we have grown to over $34 million in assets & have expanded our membership. we still believe in the credit union philosophy of: People helping people is the driving force behind all credit union services.
(773) 646-4200 Lender's profile and map Reviews First Savings Bank of Hagewisch 13220 S. Baltimore Avenue, Chicago, IL, 60633 Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.
(803) 779-3638 Lender's profile and map Reviews Columbia Mortgage Corporation 2711 Middleburg Dr, Suite 103, Columbia, SC, 29204 Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
(803) 732-5000 Lender's profile and map Reviews Palmetto Citizens Federal Credit Union 2200 N. Beltline Blvd., Columbia, SC, 29204 Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.